Each Patriot Adventure plan covers injuries incurred during athletic
activities which are non-organized, non-contact and engaged solely
for leisure, recreation, entertainment or fitness purposes. Some of
these sports include, but are not limited to, motor cycle/motorscooter
riding, recreational downhill and/cross country snow skiing, horseback
riding, wakeboarding, and water skiing. In addition some
Adventure sports are covered:abseiling, BMX, bobsledding, bungee
jumping, canyoning, caving, hang gliding, heli-skiing, high diving, hot
air ballooning, inline skating, jet skiing, jungle zip lining, kayaking,
mountain biking, parachuting, paragliding, parascending, piloting a
non-commercial aircraft, rappelling, rock climbing or mountaineering
(ropes and guides to 4500m from ground level), scuba diving (to 50m),
skydiving, snorkeling, snowboarding, snowmobiling, snow skiing,
spelunking, surfing, trekking, whitewater rafting (to Class V), wildlife
safaris, and windsurfing. All such activities must be carried out in strict
accordance with the rules, regulations and guidelines of the applicable
Governing Body or Authority of each such activity. Also, activities
not covered include amateur or professional sports or other athletic
activity which is organized and/or sanctioned by the National
Collegiate Athletic Association (and/or any other collegiate sanctioning
or government body), or the International Olympic Committee.
Please note this is only a summary of sports and activities and exclusions.
For additional information, please refer to the Certificate of Insurance.