Optional Riders for Patriot Green Group Travel Medical Insurance
Under the Patriot Green Group plans, you may elect to purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Eco Sports Rider
The Eco Sports Rider is available on both Patriot Green plans for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes: abseiling, aviation, BMX, bobsledding, bungee jumping, canyoning, caving, flying (private plane), hang gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, kayaking, mountain biking, parachuting, paragliding, parascending, rappelling, rock climbing (ropes and guides to 4500m from ground level), skydiving, snow boarding, snowmobiling, snow skiing, spelunking, surfing, trekking, whitewater rafting (to Class V), wind-surfing, jungle zip lining, wildlife safaris, horseback riding, cave tubing, scuba diving and snorkeling. All such activities must be carried out in strict accordance with the rules, regulations and guidelines of the applicable Governing Body or Authority of each such activity. Certain sports activities are never covered, regardless of whether or not you purchase the eco Sports Rider. Please see exclusion 8 in the exclusions page. Please note this is only a summary of Eco Sports and exclusions. For additional information, please refer to the Certificate of Insurance.
|Age ||Lifetime Maximum |
|0-49 ||$50,000 |
|50-59 ||$30,000 |
|60-64 ||$15,000 |
Chaperone/Faculty Leader Replacement Rider
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader.
Citizenship Return Rider
When purchased at the time of application, the Citizenship Return Rider provides temporary medical coverage for non-U.S. citizens returning to their country of citizenship. For U.S. citizens, the rider provides up to 60 days of coverage for brief returns to the U.S. provided you have a current health plan in force and have resided outside the U.S. continuously for the past six months. Coverage for sudden recurrence of pre-existing conditions is excluded if the rider is selected.
Patriot T.R.I.P. Lite
For a small additional premium, you can purchase trip cancellation insurance. This coverage helps protect your travel investment if your trip is cancelled due to unexpected circumstances such as illness or injury to you, a traveling companion or immediate family member; jury duty; job layoff or termination; terrorist incident; or bankruptcy of your airline, cruise line or tour operator. Also included are benefits for travel delay and baggage delay.
Click here for additional details and benefits for Patriot T.R.I.P. Lite.
Additional Information: Trip Lite Benefits | Trip Lite Exclusions
This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.