Outreach Group Travel Medical Insurance

Optional Riders for Outreach Group Travel Medical Insurance

Under the Outreach plans, you may elect to purchase an optional rider at the time of application.  The optional riders provide additional coverage for a minimal charge.  


Adventure Sports Rider

The Adventure Sports Rider is available on both Outreach plans for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, parachuting, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides to 4500m from ground level), scuba diving (to 50m), skydiving, snorkeling, snow boarding, snowmobiling, snow skiing, spelunking, surfing, trekking, whitewater rafting (to Class V), and wildlife safaris, and windsurfing.  All such activities must be carried out in strict accordance with the rules, regulations and guidelines of the applicable Governing Body or Authority of each such activity. Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Rider. Please see exclusion 8 in the exclusions page. Please note this is only a summary of Adventure Sports and exclusions. For additional information, please refer to the Certificate of Insurance.

Age Lifetime Maximum
0-49 $50,000
50-59 $30,000
60-64 $15,000

Chaperone/Faculty Leader Replacement Rider
(Groups Only)

Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader.

Patriot T.R.I.P. Lite

For a small additional premium, you can purchase trip cancellation insurance. This coverage helps protect your travel investment if your trip is cancelled due to unexpected circumstances such as illness or injury to you, a traveling companion or immediate family member; jury duty; job layoff or termination; terrorist incident; or bankruptcy of your airline, cruise line or tour operator. Also included are benefits for travel delay and baggage delay.

Click here for additional details and benefits for Patriot T.R.I.P. Lite.

Additional Information: Trip Lite Benefits | Trip Lite Exclusions


This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.