Patriot T.R.I.P.® Travel Insurance

Schedule of Benefits

All amounts shown are in U.S. dollars. Click the orange headers for further information.

Summary of Benefits
Trip Cancellation The amount of Your trip You elected to protect up to $25,000 Per Insured Person
Trip Interruption Up to 125% of the amount of Your trip You elected to protect
Travel Delay 25% of $600 for each 24 hours of delay after an initial delay of 12 hours up to a maximum of $600 Per Insured Person
Missed Connection Up to $500 for a Common Carrier delay of 6 hours or more
Lost/Stolen Baggage Up to $1,500 Per Insured Person
Baggage Delay Up to $150 for a Common Carrier delay of 24 hours or more
Emergency Medical/Dental Expense Up to $25,000 Per Insured Person
Emergency Medical Evacuation/Repatriation Up to $50,000 Per Insured Person
Emergency Reunion Up to $4,000 Per Insured Person
Common Carrier Accidental Death and Dismemberment Principal Sum - $50,000

Pre-existing Conditions

We cover Pre-existing Conditions provided:

  1. The insurance was purchased within 15 calendar days of initial Covered Trip payment; and
  2. On the date of purchase of insurance, you were medically able to travel.

If you do not meet the above criteria, your pre-existing condition might still be covered if the answer to all of the following questions is “no”:

  1. Were you treated for a new illness in the last 60 days, or did symptoms exist for which a reasonably prudent person would have sought treatment?
  2. Has your condition worsened or required medical attention in the last 60 days?
  3. Have you received any new medications in the past 60 days or have any of your current dosages been changed?

This is a summary of the principal provisions of the master policy offered through NSBTHA for its members. It is not considered to be a contract of insurance. Complete details of coverage, terms, limitations, and exclusions that may affect benefits payable are provided in the master policy and summarized in the certificate.

Coverage is available to residents of the U.S. and its territories, may vary by state and may not be available in all states. Read your certificate carefully and note all state exceptions that may apply. For more information regarding the exclusions and all other terms and conditions of the Patriot T.R.I.P. program, please see the applicable certificate wording which is available upon request.

This Summary of Benefits is not intended to be an offer to sell Patriot T.R.I.P. or a solicitation by iTravelInsured in any jurisdiction where such action would be unlawful or in which iTravelInsured is not qualified to do so.

A “covered trip” is any travel and sojourn to a destination more than 120 miles from the starting point of the covered trip and not exceeding 31 consecutive days.