International Marine Medical Insurance

Schedule of Benefits

All amounts shown are in U.S. dollars. Click the orange headers for further information.

The following is a schedule of benefits for IMMI. The plans reimburse a Usual, Reasonable and Customary (URC) amount for the treatment you receive. All amounts are shown in U.S. dollars and subject to deductible and coinsurance unless otherwise noted.
Coverage Type Primary to P&I
Coverage Area Worldwide
Rate Guarantee Initial 12 months
Maximum Benefit Per Person $5,000,000 per Period of Coverage per Insured Person
Deductible - Calendar Year Select from deductible options $100 to $10,000
Chiropractic Care Click for more information
Physician Office Benefits Click for more information
Hospital Benefits Click for more information
Other Benefits Click for more information
Vision Benefit (Available after 12 months of continuous coverage) Click for more information
Mental/Nervous (Avaliable after 12 months of continuous coverage) Covered to $10,000 per calendar year, $20,000 Lifetime Maximum
Pre-existing Medical Conditions (Not available until six or 12 months of continuous coverage) Waiting period of six months if no treatment is received, starting on the effective date. If treatment is received or recommended in the first six months, then 12 month waiting period applies.
Maternity Coverage (Available after 10 months of continuous coverage) Covered same as any illness
Additional Benefits Click for more information
Optional Riders Click for more information

* This Web page contains only a brief summary of current benefits, conditions, limitations and exclusions, and is subject to all the terms and conditions of the full Certificate of Insurance. The complete Certificate of Insurance with all terms, conditions and exclusions will be included in the fulfillment kit sent to approved applicants.  These plans are amended, modified or replaced from time to time, and IMG reserves the right to issue the most current Certificate of Insurance for this insurance plan in the event this Web page, application, and/or brochure has expired, is modified, or is replaced with a newer version. Samples of current Certificate wordings are available upon request.