Patriot T.R.I.P. Student

Schedule of Benefits

All amounts shown are in U.S. dollars. Click the orange headers for further information.

Benefit Highlights
Trip Cancellation The amount of Your trip You elected to protect up to $10,000 Per Insured Person
Trip Interruption Up to 100% of the amount of Your trip You elected to protect
Travel Delay 25% of $300 for each 24 hours of delay after an initial delay of 24 hours up to a maximum of $300 Per Insured Person
Missed Connection 25% of Trip Cancellation benefit. Maximum Benefit is $300 for a Common Carrier delay of 8 hours or more
Lost/Stolen Baggage Up to $500 Per Insured Person 
Baggage Delay Up to $50 for a Common Carrier delay of 24 hours or more
Emergency Medical/Dental Expense Up to $2,500 Per Insured Person 
Emergency Medical Evacuation/Repatriation Up to $10,000 Per Insured Person 
Emergency Reunion Up to $2,000 Per Insured Person 
Common Carrier Accidental Death & Dismemberment Principal Sum - $5,000


Pre-Existing Conditions

This program does not cover you for pre-existing conditions. However, your pre-existing conditions might still be covered if the answer to all of the following questions is “no”:

  1. Were you treated for a new illness in the last 60 days, or did symptoms exist for which a reasonably prudent person would have sought treatment?
  2. Has your condition worsened or required medical attention in the last 60 days?
  3. Have you received any new medications in the past 60 days or have any of your current dosages been changed?

This is a summary of the principal provisions of the master policy offered through NSBTHA for its members. It is not considered to be a contract of insurance. Complete details of coverage, terms, limitations, and exclusions that may affect benefits payable are provided in the master policy and summarized in the certificates.

Coverage may vary by state and may not be available in all states. Read your certificate carefully and note all state exceptions that may apply. For more information regarding the exclusions and all other terms and conditions of the Patriot T.R.I.P. Student program, please see the certificate wording for your state which is available upon request.

This Summary of Benefits is not intended to be an offer to sell Patriot T.R.I.P. Student or a solicitation by iTravelInsured in any jurisdiction where such action would be unlawful or in which iTravelInsured is not qualified to do so.

A “covered trip” is any travel and sojourn to a destination more than 120 miles from the starting point of the covered trip and not exceeding 31, 60, 90, or 183 consecutive days depending on the plan option chosen.