iTravelInsured Lite Travel Insurance

Budget level plan for price-conscious travelers

The iTravelInsured Lite plan is the budget level plan, designed for price-conscious travelers.

Cruising on the open sea, backpacking through Europe, discovering the beauty of the American southwest – whatever your choice of vacation, you’ve invested time and money in the planning of your trip. You’re looking forward to a relaxing and enjoyable time. Unfortunately, unforeseen events can quickly ruin your travel plans, and that time and money you spent may be lost.

If an unexpected covered event prevents you from traveling, or an emergency sickness or inclement weather interrupts your trip, iTravelInsured Lite helps protect your vacation investment and may help cover additional expenses you incur when a covered event occurs during your trip.

With iTravelInsured Lite, you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered reason. Benefits are also provided for travel delays, baggage delays, and sickness or injury while you are away from home.

Separate from these benefits, iTravelInsured (a subsidiary of IMG®) can provide non-insurance emergency travel assistance, such as helping you replace lost travel documents or lost prescriptions, emergency cash transfers, and legal and medical referrals when necessary.

Highlights

  • Budget level plan for price-conscious travelers
  • Up to $25,000 coverage for trip cancellation
  • Trip interruption benefit up to 125% of trip cost
  • $500 for travel delay

Made for...

  • Vacations / Holidays
  • Visitors / Immigrants
  • Employers / Business Travelers

Coverage Information

Covered Perils
 
Emergency Sickness/Illness/Injury/DeathYes
Hijacking, Medical Quarantine, Subpoena or Jury DutyYes
Home uninhabitable due to fire, flood, burglary or Natural DisasterYes
Direct involvement in a documented traffic accident while enroute to your departureYes
Organized Labor StrikeYes
Terrorist Incident*Yes
Inclement Weather and Natural DisasterYes
Revocation of previously granted military leaveYes
Financial Default of Travel SupplierYes
Theft of passport or visa that prevents departureYes
Mandatory evacuation ordered by government authority due to adverse weather and Natural DisasterYes

*Additional Terms and Conditions Apply

Additional Information
 
Maximum Trip Duration90 days
Maximum Age Insured99
Pre-Existing Condition Exclusion WaiverNot Available
Pre-Existing Condition Review Period60 days
Premium RefundsYou may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.
Latest date plan can be purchased1 day before departure
24/7 Emergency Travel AssistanceIncluded
Minimum Trip Cost to be insured$200
Coverage TypeSecondary

Disclaimer

The above is a summary of insurance benefits that are part of the policy. Please review the insurance policy for a detailed description of the terms, conditions and exclusions. Availability and benefits may change per state. If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.

*The trip cancellation benefit is determined by the amount of your trip you elect to protect, up to the maximum benefit stated above.

**The trip interruption benefit is determined by the amount of trip cancellation benefit purchased. All benefits are per insured person.

Travel Assistance Services are offered by iTravelInsured and are not insurance benefits. Insurance benefits are underwritten by the United States Fire Insurance Company. Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016.

 

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  • "We never imagined that we would need the plan to help with a medical emergency like the one we experienced in Vietnam. We feel so very fortunate to have received the coverage and the emotional support that IMG gave us during this harrowing time."
    Robin B. United States
  • "I took comfort in the fact
    that IMG had my back."

    Mark K. - United States

    While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.