Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Find Your PlanWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.
International Health Insurance
Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.
Travel
Insurance
Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.
Enterprise Services
Meet your duty of care obligations with confidence, knowing your travelers are safe, healthy, and connected wherever they may be in the world.
Show ServicesWhat type of organization do you represent?
Medical & Travel
Assistance
Your travelers can access 24/7 global support should they need medical attention, travel assistance, or medical transport services.
Global Workers' Compensation Case Management
Rest assured knowing you have an experienced team who is committed to reducing your costs, moving your files forward, and serving as an international resource for all your work injury claims.
Security Assistance
Services
Keep your travelers safe, no matter where they are, with real-time alerts and intelligence on safety, health, political, and other global risks.
Insurance Administrative
Services
You’ll have experts to guide you through all things related to your health care plan needs, from enrollment to claim reimbursement.
Why Do I Need International Medical Insurance?
Mar 23, 2017, 10:40 AM
Snorkeling the Great Barrier Reef. Broken ankle. Boutique shopping in Paris. Appendicitis. Mission work in Ghana. Malaria. Teaching English to Chinese students. Food poisoning. Developing new business in Saudi Arabia. Auto accident.
Traveling or living abroad can be an exciting experience. But anything can happen. So you can get the most of your global experience, when the Unexpected occurs, IMG is there for you. For more than 20 years, we have been providing the Solution for international health insurance needs. It's our specialty.
| THE SITUATION | THE UNEXPECTED | THE SOLUTION |
| A U.S. citizen traveling on a month-long European getaway. | While visiting Italy, the traveler becomes ill with abdominal pains. After several doctor visits, it's determined the traveler has appendicitis and requires emergency surgery. | IMG's short-term Patriot products offer benefits that protect U.S. and non-U.S. citizens away from home and ease the stress of unfamilar medical systems. |
| A business executive who maintains multiple countries of residency, needs a full range of benefits that travel with him. |
While arriving to his business meeting in Prague, the executive realizes that several travel documents and his passport were misplaced somewhere along the way. | Among a variety of services offered, IMG's Global Concierge and Assistance Services and Emergency Travel Assistance assists in reporting and the retrieval of lost travel documents. |
| A missionary group heads to India for 12 months of mission work. |
While building a church, several members of the group need to return home to raise the support to continue the work they set out to accomplish. | IMG provides several Mission specific plans which provide the valuable furlough and deputation benefits a missionary needs. |
| An expatriate living in Asia with his wife and three children. |
After living abroad for several years, his one-year-old, otherwise healthy, daughter suddenly becomes violently ill. It is determined she has a brain tumor and needs surgery, but the surrounding medical facilities aren't properly equipped to perform the surgery. | Emergency Medical Evacuation benefits under IMG's Global Medical Insurance provide access to care when an insured needs it most. During the emergency, IMG will coordinate the evacuation and continue to monitor the treatment once at the receiving hospital. |
A grandparent from Ireland visiting his grandchildren in the U.S. for the summer. |
During an afternoon walk in a local park, he unexpectedly faints and is taken to the hospital. While previously undiagnosed, he learns he has type II diabetes. Due to the nature of type II diabetes, this is a condition that was likely developed over time. He will require immediate treatment, but this is a pre-existing condition (a common exclusion in travel medical insurance plans). | With a Visitors Protect plan, IMG’s premier visitor insurance plan offering coverage for pre-existing conditions, his medical expenses pertaining to this event could be covered |
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