International Health Insurance
International Health Insurance provides long-term coverage to people living or working outside of their home country, typically for one year or longer. These plans are ideal for expats and their families, individuals with dual residences, multinational employers, and more. Being a global citizen can be an exciting experience, yet one that can pose many potential risks. Your health care abroad should not be one of those concerns. IMG offers revolutionary programs that provide the flexible worldwide coverage you need, backed by the world-class services you expect.
IMG's flagship international medical insurance plan, Global Medical Insurance, allows you to custom build a plan that is specifically tailored to you. The program provides comprehensive benefits suitable for individuals and families, provides fully portable 24 hour coverage, and gives you the global piece of mind you are seeking. Additionally, the plan was designed to provide long-term, worldwide medical cover that allows you to receive and continue treatment wherever you choose.
Long-term (1+ year) extensive international medical coverage for professional marine captains and crew members.
Comprehensive, employer-sponsored group health insurance for internationally assigned employees.
Long-term (1+ year) comprehensive medical coverage for professional marine crew.
Comprehensive worldwide employer-sponsored group health insurance for mission groups.
Recent Blog Articles
Four Practical Tips to Prepare for International Travel
My husband Chris and I are fortunate to have been able to travel to over 35 countries. We’ve hiked into remote areas of the Indonesian rain forest in search of wild orangutans, camped in the Australian outback, overlanded across 10 African countries, and backpacked through South America from Peru to Argentina – all with few travel mishaps.
Still, after nearly a decade spent traveling internationally, we’ve realized that anything can go wrong, and it’s best to be prepared beforehand. Learn from our experiences and follow these four practical tips when preparing for your next international trip!
How to Prepare for International Travel: Four Practical Tips
Research the Country You’re Visiting
As you’re deciding where in the world you want to go, do some basic research on the countries you’re considering. Pro tip: Be sure to also consult others who have traveled to those locations before crossing anything off your list.
I have found that reading reviews about a destination online provides helpful information, but can also be intimidating. For instance, before our first trip to Africa, I read about the potential health hazards of malaria, typhoid, dengue fever and more, and there was a moment when I thought, “Am I sure I want to go?”
Even as a seasoned traveler, I was intimidated. But I did my research, got some vaccinations, hopped on a plane and had one of the best experiences of my life, traveling through 10 countries in Southern Africa.
It’s important not to let the fear of “what if” something goes wrong stop you from experiencing “what could” be the trip of a lifetime.
Invest in Travel Medical Insurance
As I mentioned, anything can happen while you’re away from home, so it’s important to be prepared.
For example, while in Thailand, Chris was bit by a stray dog and had to go through a series of rabies shots. In Fiji, I got a terrible ear infection when Chris and I were snorkeling, and while living in Australia, I cut my hand with a chainsaw, requiring a trip to the emergency room and five stitches.
In these situations and others, we were so thankful we had prepared for the unexpected by purchasing a travel medical insurance plan from IMG.
This type of insurance provides short-term coverage for medical expenses, emergency evacuations and more when you’re traveling internationally. It fills the coverage gap left by your domestic medical insurance, which often does not provide adequate — if any — international coverage.
Write (and Translate) Your Health Conditions
If you have any allergies or medical conditions, it’s a good idea to have these written down, along with the names of any prescriptions you’re taking.
In my experience, it also helps to translate this information into the local language by using a free program, such as Google Translate. Print this document and keep it with your insurance card, in case an emergency arises.
Hopefully you will never have to use this document, but knowing it’s there can ease your worries.
Make Sure Your Important Information Is Accessible
Email yourself and one or two trusted relatives or friends back home all of your important medical, financial and trip information. I typically include:
- Scanned copies of travel medical insurance cards
- Name of bank and phone numbers for reporting lost or stolen cards
- Credit card statement (in case I ever need to show proof of funds)
- Scanned color copies of my passport
- Driver’s license and other relevant ID cards, such as scuba diving card
- Primary doctor’s name, email and phone number
- Medical vaccination certificates
- Translated health conditions document
- Plane tickets and itinerary
Additionally, I always pack copies of the above documents sealed in a Ziploc bag to protect from sweat, rain and wear and tear of travel.
Having spare physical and electronic copies of your important documents ensures that they’re easily accessible no matter where you are or what happens while you’re away from home.
Following these tips will help you feel more empowered as you embark on your trip, and less overwhelmed by the what ifs. Arm yourself with balanced knowledge, a good travel medical insurance plan and a positive outlook, and you will be well on your way to an awesome trip.
For over a decade, Tiffany Soukup has traveled to more than 35 countries with her husband Chris, hiking into remote jungles, looking for endangered wildlife and seeking adventures.
Frequently Asked Questions
This is not an offer to enter into an insurance contract. This is only a summary and shall not bind the company or require the company to offer or write any insurance at any particular rate or to any particular group or individual. The information on this page does and will not affect, modify or supersede in any way the policy, certificate of insurance and governing policy documents (together the "Insurance Contract"). The actual rates and benefits are governed by the Insurance Contract and nothing else. Benefits are subject to exclusions and limitations.