International Health Insurance
International Health Insurance provides long-term coverage to people living or working outside of their home country, typically for one year or longer. These plans are ideal for expats and their families, individuals with dual residences, multinational employers, and more. Being a global citizen can be an exciting experience, yet one that can pose many potential risks. Your health care abroad should not be one of those concerns. IMG offers revolutionary programs that provide the flexible worldwide coverage you need, backed by the world-class services you expect.
IMG's flagship international medical insurance plan, Global Medical Insurance, allows you to custom build a plan that is specifically tailored to you. The program provides comprehensive benefits suitable for individuals and families, provides fully portable 24 hour coverage, and gives you the global piece of mind you are seeking. Additionally, the plan was designed to provide long-term, worldwide medical cover that allows you to receive and continue treatment wherever you choose.
Long-term (1+ year) extensive international medical coverage for professional marine captains and crew members.
Comprehensive, employer-sponsored group health insurance for internationally assigned employees.
Long-term (1+ year) comprehensive medical coverage for professional marine crew.
Comprehensive worldwide employer-sponsored group health insurance for mission groups.
Recent Blog Articles
Year in Review: 2018 Expatriate Trends
In 2018, IMG provided international private medical insurance benefits and services to more expatriates than ever before. In total, IMG’s line of Global Medical Insurance products covered expats residing in over 200 countries across the world.
IMG’s Top Expatriate Residence Locations
IMG’s expatriate members were most likely to reside in one of the following countries: China, United States of America, Mexico, or the Philippines.
Substantial growth was seen in the number of IMG members residing in China and it’s easy to see why. According to InterNations, expats living in China report a high satisfaction with their careers, financial situation, and the economy. The strong economy means that many career and income advancements are available, making China a hotspot for the professional global citizen. While the average expat living in China makes more money than most expats in other countries, InterNations reports that the work-life balance continues to be a struggle in China. The low end of the average work week is reported at 50 hours, and it can be as high as 80 hours.
Younger Expats Taking Advantage of Technology Careers
In 2018, the majority of IMG’s expat members fell between the ages of 24 and 44, which closely aligns with data from HSBC Expat that says more than half of working expats are younger than 34 years old. Many of these young professionals relocate because of the advancements in mobile technology, opportunity for different types of work assignments, and a focus on equality and diversity.
Mobile technology is making it more possible for employees to work remotely. Companies are being forced into becoming more agile and focusing on ways to include automation to manage mobility. As companies continue to become more agile, they’re also much more flexible regarding different work and living situations. These arrangements are especially attractive to millennials, who are seeking to explore the world while also building their career.
Trends to Expect in 2019
According to Finaccord’s annual report analyzing the global expatriate market, the number of expatriates continues to grow every year and now totals well over 60 million worldwide. Finaccord predicts this trend to continue over the next three years with total expat numbers eventually approaching nearly 90 million by 2021. As millennials continue to enter the workforce, the trend in younger expats will likely continue to increase. Similarly, according to the HSBC Expat Explorer Report, the number of female expats is expected to double in 2019 compared to 2018.
If you find yourself preparing to make the leap to explore the world and live abroad, consider getting a quote for IMG’s Global Medical Insurance to protect your health while living abroad.
Frequently Asked Questions
This is not an offer to enter into an insurance contract. This is only a summary and shall not bind the company or require the company to offer or write any insurance at any particular rate or to any particular group or individual. The information on this page does and will not affect, modify or supersede in any way the policy, certificate of insurance and governing policy documents (together the "Insurance Contract"). The actual rates and benefits are governed by the Insurance Contract and nothing else. Benefits are subject to exclusions and limitations.