Travel insurance is the best way to protect your trip investment from the unexpected. Traveling is an exciting experience, and anything can happen while you are away from home. Our specially designed travel insurance plans paired with our world-class services provide you with the coverage and confidence you need to travel without worry. Wherever your travels take you, we offer coverage to protect both domestic and international trips. Whether you’re taking a cruise, studying abroad with a student travel program, or taking that family vacation that you’ve always dreamed of—we’re here to ensure you have the coverage you need.
IMG’s line of travel insurance products, iTravelInsured Lite, iTravelInsured SE, and iTravelInsured LX, provides varying levels of coverage for trip cancellation, baggage delay, trip interruption, medical benefits, and many other travel-related events and expenses. These plans were designed to protect you from financial losses should something bad happen before or during your trip.
Do I need travel insurance?
- Could you afford to lose your non-refundable, pre-paid travel expenses in the case of your trip being cancelled due to an unforeseen event (ex: death of a family member)?
- Are you traveling to a destination that may be affected by severe weather?
- If you were to get sick or injured on the trip, would you be unable to pay out of pocket for the necessary healthcare?
- If your flight is delayed or cancelled, would you seek reimbursement for the inconvenience and additional charges such as change fees?
- If your luggage is lost or stolen, could you afford to replace the missing baggage or personal effects?
If you answered yes to any of these questions, you should consider travel insurance. While trip cancellation insurance is not mandatory, some countries require proof that a traveler has travel medical insurance before allowing entry. Check out our blog post, "Is Travel Insurance Worth It?" for more information about travel insurance.
How much does travel insurance cost?
Travel insurance costs can range anywhere from 4 to 10 percent of your total trip costs.
Price varies based on how much coverage you’re looking for, and the reasons you’d like to insure your trip. If you’re looking for “Cancel for Any Reason” coverage or to insure a luxury trip, then iTravelInsured LX is the plan for you. iTI LX offers the option to cancel your trip regardless of the circumstances.** However, if you’re looking for more standard cancellation benefits, such as if an immediate family member falls ill and you need to cancel, then the iTravelInsured SE and iTravelInsured Lite plans may be the right plans for you.
What's the difference between travel insurance and travel medical insurance?
Travel insurance is a great way to protect your financial investment for your trip. Travel benefits can provide coverage for prepaid, non-refundable trip costs and some plans also offer limited medical coverage benefits.
Travel medical insurance is primarily used for short term medical coverage when you are traveling outside of your home country. Your domestic insurance plan often does not provide coverage for you in foreign countries. If you were to fall ill or get in an accident, you could have to pay out-of-pocket for those expenses.
Travel Insurance may provide coverage* for items such as:
- Prepaid, non-refundable expenses
- Trip cancellation**
- Travel delay
- Trip interruption
- Lost or stolen luggage
- Emergency medical evacuation*
- Accident and sickness medical expenses*
Credit Card Insurance May Not Cover You
Your credit card may boast about offering travel insurance benefits, but the reality is that they are simply a credit card company. They may offer some benefits with low maximum limits. For instance, if you miss your connecting flight due to a travel delay or your luggage gets lost, you may receive some limited coverage only for those items. If you purchase a travel protection plan through IMG, you are purchasing from a company whose specialty is travel insurance. To learn more, check out "The Truth About Credit Card Travel Insurance."
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Best Things to Do in Antigua, Guatemala in 2019
Antigua is a vibrant city rich with grace, culture, and history. It is a colonial city, that was once capital to the Kingdom of Guatemala. Bright buildings paint the city in different shades of pastels, the cobblestone streets date back to the 1500s, and it’s even a UNESCO World Heritage Centre site. If you are up for an adventure, consider booking your next trip to Antigua, Guatemala.
Things to Do in Antigua
Visit the Volcanoes
You can see several volcanoes from different vantage points throughout Antigua. Guatemala is home to 37 volcanoes and volcano hiking is a very popular activity. The Volcano of Pacaya is one of the most accessible volcanoes to Antigua, only being an hour and fifteen-minute drive away. It is also a live volcano with the most recent occurring eruption in July 2015. While it is rare to see the red-hot running lava, the volcano occasionally spews hot rocks. Tour groups allow you to toast marshmallows on the rocks. We recommend booking a half or full day tour with a local tour provider to avoid the headache of planning your own hike and transportation.
Eat Authentic Guatemalan Food
You cannot go wrong with beans, rice, and corn tortillas in Antigua. The tortillas are handmade and fresh daily at the local restaurants. Plantains and rice are staples to every meal. The meals and flavors are based on Mayan cuisines. Guatemalans also love to include soup with the meal. Pelan is a national Guatemalan dish, a chicken stew that is seasoned with lots of paprika. Keep in mind that in Central America, the service industry operates at a much more relaxed pace.
Dinner at Fonda Calle De Real in Antigua, Guatemala
Visit Parque Central
Parque Central is the center of Antigua. It is a beautiful park lush with greenery, people, shopping, and restored buildings. On the weekends, you may even catch a young girl taking pictures in the historic fountain for her quinceanera. As you make your way around the park block, you’ll notice shops filled to the roof with souvenirs to bring back home. There are street vendors that carry fresh fruit and even street performers featuring music, dancing, and even magic shows.
San Jose Cathedral at Parque Central
The San Jose Cathedral was constructed in 1680.The cathedral suffered damage from an earthquake in 1773. The city was able to fix the front façade, but the rest of the church is in ruins. In the ruins behind the church, there are crypts of conquistadors and other important Mayan people. At night, the front of the church is beautifully lit up making it one of the most photographed destinations in Antigua.
Ride the Chicken Bus
The chicken bus is the public transportation system in Guatemala. These refurbished school buses are repainted in beautiful vibrant designs and amped up with truck engines. This is a very inexpensive way to get around the city. Try to sit in the back as once the bus schedule reaches peak hours, they pack the buses as full as possible. Hence the name “CHICKEN” bus, because you are packed in like chickens.
Antigua is a lovely city to visit. I cannot wait to plan my return. If you are looking for an affordable trip in Central America, you should consider Antigua at the top of your list.
Don’t forget, as you plan your trip to Antigua, to make sure you are protected with travel medical insurance. Learn more about the travel insurance and travel medical plans that IMG offers and get a quote!