Travel Insurance

Travel Expenses - Could you afford to lose your non-refundable, prepaid travel expenses in the case of your trip being cancelled due to an unforeseen event (e.g., death of a family member)?

Severe Weather - Are you traveling to a destination that may be affected by severe weather?

Getting Sick or Injured - If you were to get sick or injured on the trip, would you be unable to pay out of pocket for the necessary healthcare?

Flight Delays - If your flight is delayed, would you seek reimbursement for the additional charges such as change fees?

Lost or Stolen Items - If your luggage is lost or stolen, could you afford to replace the missing baggage or personal effects?

Country Restrictions - Some countries require you to have travel insurance before allowing entry.