Patriot T.R.I.P.® Travel Insurance

Travel Insurance Comparison

The following is a schedule of benefits for our four travel insurance programs. These benefits have been designed to satisfy your needs and to protect your travel investment from unexpected events.

All amounts shown are in U.S. dollars.

Benefit Essential T.R.I.P. Elite Student
Trip Cancellation (TC) The amount of Your trip You elected to protect up to $25,000 Per Insured Person The amount of Your trip You elected to protect up to $25,000 Per Insured Person The amount of Your trip You elected to protect up to $30,000 Per Insured Person The amount of Your trip You elected to protect up to $10,000 Per Insured Person
Trip Interruption Up to 100% of the amount of Your trip You elected to protect Up to 125% of the amount of Your trip You elected to protect Up to 150% of the amount of Your trip You elected to protect Up to 100% of the amount of Your trip You elected to protect
Travel Delay 25% of $500 for each 24 hours of delay after an initial delay of 24 hours up to a maximum of $500 Per Insured Person 25% of $600 for each 24 hours of delay after an initial delay of 12 hours up to a maximum of $600 Per Insured Person 25% of $1,000 for each 24 hours of delay after an initial delay of 6 hours up to a maximum of $1,000 Per Insured Person 25% of $300 for each 24 hours of delay after an initial delay of 24 hours up to a maximum of $300 Per Insured Person
Missed Connection 25% of TC Benefit. Maximum Benefit is $500 for a Common Carrier delay of 8 hours or more Up to $500 for a Common Carrier delay of 6 hours or more Up to $750 for a Common Carrier delay of 5 hours or more 25% of TC Benefit. Maximum Benefit is $300 for a Common Carrier delay of 8 hours or more
Lost/Stolen Baggage Up to $1,000 Per Insured Person Up to $1,500 Per Insured Person Up to $2,000 Per Insured Person Up to $500 Per Insured Person
Baggage Delay Up to $100 Per Insured Person Up to $150 Per Insured Person Up to $200 Per Insured Person Up to $50 Per Insured Person
Emergency Medical/Dental Expense Up to $10,000 Per Insured Person Up to $25,000 Per Insured Person Up to $50,000 Per Insured Person Up to $2,500 Per Insured Person
Emergency Medical Evacuation/ Repatriation Up to $20,000 Per Insured Person Up to $50,000 Per Insured Person Up to $150,000 Per Insured Person Up to $10,000 Per Insured Person
Emergency Reunion Up to $3,000 Per Insured Person Up to $4,000 Per Insured Person Up to $5,000 Per Insured Person Up to $2,000 Per Insured Person
Common Carrier Accidental Death & Dismemberment Principal Sum - $25,000 Principal Sum - $50,000 Principal Sum - $100,000 Principal Sum - $5,000
Maximum Length of Trip Up to 31 Days Up to 31 Days Up to 62 Days Up to 183 Days
Pre-existing Conditions Excluded Covered provided the insurance is purchased within 15 calendar days of initial trip payment, and on the date the insurance is purchased You are medically able to travel Covered provided the insurance is purchased within 15 calendar days of initial trip payment, and on the date the insurance is purchased You are medically able to travel Excluded