Insurance

Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.

Find Your Plan

Travel Medical
Insurance

Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.

International Health Insurance

Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.

Travel
Insurance

Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.

Enterprise Services

Meet your duty of care obligations with confidence, knowing your travelers are safe, healthy, and connected wherever they may be in the world.

Show Services

Medical & Travel
Assistance

Your travelers can access 24/7 global support should they need medical attention, travel assistance, or medical transport services.

Global Workers' Compensation Case Management

Rest assured knowing you have an experienced team who is committed to reducing your costs, moving your files forward, and serving as an international resource for all your work injury claims.

Security Assistance
Services

Keep your travelers safe, no matter where they are, with real-time alerts and intelligence on safety, health, political, and other global risks.

Insurance Administrative
Services

You’ll have experts to guide you through all things related to your health care plan needs, from enrollment to claim reimbursement.

Find Medical Care

Use the tools below if you need medical care and are looking for a provider, urgent care center, or hospital. Consider using telehealth services if your plan offers it and you’re experiencing an acute, non-emergency condition. If you need to visit a medical facility in-person, make sure to show your ID card. Some facilities may bill IMG directly for the services and treatment you receive. 

Ready to submit a claim or have questions about the claims process? Start here.

Inside the USA
PPO Network, In-network discount may apply.
Refer to your ID card for appropriate network.

When seeking treatment in the U.S., you may reduce your out-of-pocket costs by using an independent Preferred Provider Organization (PPO), a separately organized network of hundreds of thousands established, highly qualified medical practitioners and many well-recognized hospitals in the U.S. contracted by IMG. Please refer to your ID card on which PPO network to use. The PPO directory is updated on a routine basis; however, changes may be made between updates. To ensure that the physician you have selected is in the network, please contact the physician's office to confirm his or her participation.

To get the best results from your search, please enter as many criteria as possible. The more fields that have entries, the narrower your results will be. If you cannot find a provider in your city or county, please contact IMG's Customer Care department.

 

Walk-In Clinics

Is your medical issue not an emergency? Would you like to seek care in a much less expensive setting than a hospital emergency room? Consider a Walk-In Clinic.

Walk-in clinics offer online appointment scheduling or do not require an appointment at all. Do not seek treatment at a walk-in clinic if you are experiencing an emergency or life-threatening condition. 

Examples of reasons you may visit a walk-in clinic:

  • Sore throat, cough, or flu-like symptoms
  • Strep throat, COVID-19, or other illness testing
  • Minor infections (such as ear infections or UTIs)
  • Minor burns and rashes
  • Minor injuries such as sprains 

Another great advantage of utilizing a walk-in clinic is that many have both the medical providers and pharmacy in the same building, meaning you do not have to visit another location to pick up your prescription after you’ve completed your visit with the doctor.

CVS Minute Clinic offers the largest network of walk-in clinics covered in the FirstHealth and UnitedHealthCare Networks which are included in most IMG plans.  

 

 

 

Outside the USA

If you are needing treatment outside of the USA, IMG's proprietary International Provider AccessSM (IPA) database of more than 45,000 accomplished physicians and facilities allows you to access quality care worldwide. The IPA search tool will identify providers with direct billing. Depending on your benefits, utilization of direct billing providers may decrease your out-of-pocket expenses for certain inpatient procedures.

For more details on the claims process, visit the Claims Center.

Preferred Dental Network (AGWM)

If you are an AGWM Career member, please click the search button below to see the dental network. Dentemax may be used to obtain services from a participating dentist which may help to lower your total cost for services.