Patriot Travel Medical Insurance

Temporary health insurance for individuals, families and groups

Addresses the insurance needs of U.S. and non-U.S. citizens who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.

International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health at risk.

Don’t let your medical coverage be an uncertainty. Travel with one of IMG’s two Patriot Travel Medical Insurance® plans so you can spend more time enjoying your international experience and less time worrying about medical coverage. Patriot International® provides coverage for U.S. citizens traveling outside the U.S., with coverage for brief returns to the U.S. Patriot America® provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for individuals, families, and groups for a minimum of 5 days up to a maximum of two years, and offer a complete package of international benefits.

Highlights

  • Travel medical insurance for individuals, families and groups
  • Renewable up to 24 months
  • Deductible options from $0 to $2,500
  • Maximum limits from $50,000 to $1,000,000
  • Coverage for medical expenses, evacuation, and repatriation

Made for...

  • Vacations / Holidays
  • Visitors / Immigrants
  • Employers / Business Travelers

Coverage Information

Eligibility

Patriot Travel Medical Insurance is available for U.S. citizens and permanent residents traveling outside the United States with coverage for brief returns to the U.S., and for non-U.S. citizens traveling outside their home country. For those under 65 years of age and visiting the U.S., your initial Period of Coverage must begin within six months of arrival in the U.S. For those 65 years of age and older, it must begin within 30 days of arrival. These requirements will be waived with proof of previous valid international medical coverage. Prior U.S. domestic health care coverage does not meet this eligibility requirement. Please provide the name of your international insurance carrier on the Application. If you are not in the U.S. at the time of application, please indicate your expected date of arrival on your Application Form.

Enrollment

To apply for this plan, simply complete the online application by clicking "Get Quote". If you are applying as a family, you may include yourself, your spouse and dependents on one application. If you have dependents who are 19 and older, you must complete a separate application for those individuals. You must accurately complete all questions outlined in the application in order to be considered for coverage. If approved, you will receive a fulfillment kit, which includes an identification card, declaration of insurance and a Certificate Wording containing a complete description of benefits, exclusions and terms of the plan. You are required to notify IMG, as required by the terms of the plan, if you or any family member suffers from or is treated for any illness, injury or other medical condition between the time of your application and the issuance of the certificate. If your application is not approved, you will receive a full refund of any premium received by IMG. For additional information, please contact your independent insurance producer.

Renewal of Coverage

Subject to the terms of the plan, when Patriot Travel Medical Insurance is purchased for a minimum of one month you can request coverage under this plan to be extended for a minimum of five days for up to a 365 period, until reaching a maximum of 24 continuous months. Prior to the end of each period of coverage purchased you will receive renewal information. You have the option to renew online or you may complete a paper renewal form. Each insured person must only satisfy one deductible and coinsurance within each 12-month period of coverage.

 

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  • "We never imagined that we would need the plan to help with a medical emergency like the one we experienced in Vietnam. We feel so very fortunate to have received the coverage and the emotional support that IMG gave us during this harrowing time."
    Robin B. United States
  • "I took comfort in the fact
    that IMG had my back."

    Mark K. - United States

    While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.