Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Find Your PlanWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.
International Health Insurance
Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.
Travel
Insurance
Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.
Enterprise Services
Meet your duty of care obligations with confidence, knowing your travelers are safe, healthy, and connected wherever they may be in the world.
Show ServicesWhat type of organization do you represent?
Medical & Travel
Assistance
Your travelers can access 24/7 global support should they need medical attention, travel assistance, or medical transport services.
Global Workers' Compensation Case Management
Rest assured knowing you have an experienced team who is committed to reducing your costs, moving your files forward, and serving as an international resource for all your work injury claims.
Security Assistance
Services
Keep your travelers safe, no matter where they are, with real-time alerts and intelligence on safety, health, political, and other global risks.
Insurance Administrative
Services
You’ll have experts to guide you through all things related to your health care plan needs, from enrollment to claim reimbursement.
The Patriot Travel Series
International travel can become a scary situation if you’re not prepared for a medical emergency. Most travelers assume they’re already covered by their standard medical plan—but that isn’t always the case. While domestic plans provide sufficient coverage at home, most are not designed to provide the coverage and assistance required for international travel.
Each plan within the Patriot Travel Series provides various levels of coverage for individuals, families, and groups who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country. Whether you choose Patriot Lite, Patriot Plus, or Patriot Platinum, rest assured that IMG® will be there for you in the event of an unexpected illness or emergency.
Don’t let your medical coverage be an uncertainty. Choose the Patriot Travel® plan that meets your needs and spend more time enjoying your international experience—not worrying about your medical coverage.
Ideal for Traveling Outside of Your Home Country
 Patriot LiteAmerica |
 Most Popular
Most Popular
 Patriot PlusAmerica |
 Recommended
Recommended
 Patriot PlatinumAmerica | |
|---|---|---|---|
| Maximum Limit | Up to $1,000,000 | Up to $1,000,000 | Up to $8,000,000 |
| Deductible | $0 to $2,500 | $0 to $2,500 | $0 to $25,000 |
| Extensions | 24 months | 24 months | 36 months |
| Emergency Medical Evacuation | $1,000,000 | $1,000,000 | Up to maximum limit |
| Coinsurance ( In Network ) | 100% | 100% | 100% |
| Coinsurance ( Out of Network ) | 80% up to $5,000 - then 100% | 80% up to $5,000 - then 100% | 90% up to $5,000 - then 100% |
| COVID-19 Coverage* | |||
| Acute Onset of Pre-Existing Conditions | |||
| Travel Intelligence | |||
| Telehealth | |||
| Evacuation Plus | |||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
Patriot LiteInternational |
Recommended
Recommended
Patriot PlatinumInternational | |
|---|---|---|
| Maximum Limit | Up to $1,000,000 | Up to $8,000,000 |
| Deductible | $0 to $2,500 | $0 to $25,000 |
| Extensions | 24 months | 36 months |
| Emergency Medical Evacuation | $1,000,000 | Up to maximum limit |
| Coinsurance | 100% up to the maximum limit | 100% up to the maximum limit |
| Incidental Emergency in the U.S. | Up to 2 weeks | Up to 2 weeks |
| COVID-19 Coverage* | ||
| Acute Onset of Pre-Existing Conditions | ||
| Travel Intelligence | ||
| Telehealth | ||
| Evacuation Plus | ||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
All Patriot Series Plans Include...
Inpatient & Outpatient Services
- Physician Visits
- Urgent Care Clinic
- Emergency Room
- Intensive Care
Emergency Services
- Local Ambulance
- Natural Disaster Evac
- Return of Mortal Remains
- Return of Minor Children
Other Services
- Accidental Death & Dismemberment
- Dental Treatment
- Emergency Eye Exam
- Lost Luggage
- Identity Theft
- Pet Return
- Prescription Medication
Disclaimer
This is not an offer to enter into an insurance contract. This is only a summary and shall not bind the company or require the company to offer or write any insurance at any particular rate or to any particular group or individual. The information on this page does and will not affect, modify or supersede in any way the policy, certificate of insurance and governing policy documents (together the "Insurance Contract"). The actual rates and benefits are governed by the Insurance Contract and nothing else. Benefits are subject to exclusions and limitations.
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"I took comfort in the fact
that IMG had my back."
Mark K. - United StatesWhile skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.