International Marine Medical Insurance

Schedule of Benefits

All amounts shown are in U.S. dollars. Click the orange headers for further information.

MEDICAL BENEFITS SUMMARY
The following is a schedule of benefits for IMMI. The plans reimburse a Usual, Reasonable and Customary (URC) amount for the treatment you receive. All amounts are shown in U.S. dollars and subject to deductible and coinsurance unless otherwise noted.
Coverage Type Primary to P&I
Coverage Area Worldwide
Rate Guarantee Initial 12 months
Maximum Benefit Per Person $5,000,000 per Period of Coverage per Insured Person
Deductible - Calendar Year Select from deductible options $100 to $10,000
Chiropractic Care Click for more information
Physician Office Benefits Click for more information
Hospital Benefits Click for more information
Other Benefits Click for more information
Vision Benefit (Available after 12 months of continuous coverage) Click for more information
Mental/Nervous (Avaliable after 12 months of continuous coverage) Covered to $10,000 per calendar year, $20,000 Lifetime Maximum
Pre-existing Medical Conditions (Not available until six or 12 months of continuous coverage) Waiting period of six months if no treatment is received, starting on the effective date. If treatment is received or recommended in the first six months, then 12 month waiting period applies.
Maternity Coverage (Available after 10 months of continuous coverage) Covered same as any illness
Additional Benefits Click for more information
Optional Riders Click for more information

This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.