Mission Trip Insurance Plans

Travel & Health Insurance Options for Missionaries

Reaching out and providing spiritual and physical support is your mission. To maximize the outreach experience and provide the security needed in adverse surroundings, IMG offers several international medical plans tailored to meet the needs of mission-sending organizations, churches and missionaries.

IMG wants to encourage your mission's success by providing comprehensive benefits, such as 24/7 assistance, emergency evacuations, repatriation, and trip cancellation protection.

You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. Learn more about IMG's plans for small or large mission groups, short or long term, and get Global Peace of Mind®.

 

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Why Do I Need Mission Trip Insurance?

It’s important to consider that your own domestic health insurance may not cover you outside of your home country. Depending on your destination, local medical facilities may require proof of insurance before they administer any treatment, or they may not have the resources to treat you properly, thus requiring a medical evacuation. While many churches and mission groups take care of a majority of the arrangements for your trip, you should make sure you understand the basics of your insurance plan before you leave. IMG has built trusted relationships with missionary organizations since 1990 and can offer you the protection you need.

How Much Does Mission Trip Insurance Cost?

Our short-term missionary insurance plans are designed for individuals and groups. These plans average around $2.00 per day for all ages (based on trip length and benefit levels). We also offer insurance options for long-term coverage ideal for career missionaries that vary in price depending on your age and health.

What types of trips qualify for Mission Insurance?

Faith Based

According to a Globus Religious Travel Study, over 16 million people plan on taking a religious-affiliated trip at some point in their life. Nearly half of them will book that trip through their church, which makes up the most common type of trip that qualifies for mission insurance: a short-term trip with a faith based group in effort to spread awareness.

Disaster Relief

Sometimes people are driven into action by the unexpected. Disaster relief trips are a great way to contribute to a time-sensitive cause that may hit close to home.

Social Good

For those seeking to help a cause without a religious affiliation, social good trips are an excellent choice. Social good trips may offer a vacation, while also including a rewarding volunteer experience. These trips are often available through non-profit organizations.

Other Types of Trips

Mission trips have evolved into many niches over the years, allowing you to find a trip that fits your needs. Some examples include gap year mission trips, adult mission trips, world races, and many more. 

What Does Mission Trip Insurance Cover?
Subject to certain policy limitations, our plans are designed to provide travelers with benefits including:

Trip Interruption

Provides coverage if you need to return home from your trip early due to covered reasons such as a death of an immediate family member.

Emergency Medical Evacuation

This benefit can provide cover for an emergency medical evacuation to the nearest qualified medical facility, expenses for transportation resulting from the evacuation, and the cost of returning the insured to either their home country or the country where the evacuation occurred.

Natural Disasters

Mother Nature has a mind of her own. This benefit can cover you if you are displaced due to an event such as an earthquake, hurricane, tsunami or tornado.

Emergency Illness or Injury

If you were to fall ill or injured during your mission trip, this benefit could help cover the expenses for medical care.

Leave Your Mark
IMG's Annual Global Outreach Contest

International Medical Group® (IMG®) has earned a reputation for excellence and dependability within the missionary community. Each year, IMG hosts an essay contest as our way of giving back. The global outreach essay contest offers mission organizations a chance to win $5,000. Get more information about the contest and read about last year’s winners here!

Frequently Asked Questions

Am I getting the best deal on these plans?

Insurance prices are regulated by the government - you won't find a better price on IMG insurance plans anywhere else.  

What should I do if the worst happens and I need to go to a hospital while on a mission Trip?

IMG plans provide you access to more than 17,000 providers through our International Provider Access (IPA) while you're outside of the United States. Our multilingual customer service centers, claims administrators, and 24-hour emergency care coordinators are ready if the unforeseen does happen during your mission trip. 

What mission focused benefits are included in these plans?

In addition to the medical and health coverage, healthcare provider access, and other benefits you expect from IMG plans, we offer missionary-specific insurance benefits like coverage for furlough and political evacuations. See your plan befits information for more!

How long does it take to process my application and receive my ID card and other documents?

If you are applying for coverage under the Patriot series of plans, IMG will process your application and send your ID card and other documents within one business day. If you are applying for coverage under the Global or Group series, IMG will process your application within three to four business days following the receipt of all required information, and your materials will be forwarded the same day coverage is approved. Every attempt will be made to process your application timely. The specific time frame depends largely on the type of coverage for which you are applying. 

Disclaimer

This is not an offer to enter into an insurance contract. This is only a summary and shall not bind the company or require the company to offer or write any insurance at any particular rate or to any particular group or individual. The information on this page does and will not affect, modify or supersede in any way the policy, certificate of insurance and governing policy documents (together the "Insurance Contract"). The actual rates and benefits are governed by the Insurance Contract and nothing else. Benefits are subject to exclusions and limitations.


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