Travel Insurance

Travel Insurance is the best way to protect your trip investment from the unexpected. We realize that traveling is an exciting experience and anything can happen while you are away from home. Our specially designed travel insurance plans paired with our world-class services provide you with the coverage and confidence you need. Wherever your travels take you, we offer worldwide coverage to protect you during cruise travel, student travel, vacation travel, and much more.

IMG's iTravelInsured® product line provides coverage for a number of potential financial losses including trip cancellation, baggage delay, emergency medical evacuation, and some additional medical benefits. These plans are issued to cover the duration of the trip booked, which means you are protected for trip interruption should an emergency arise during your trip. Some plan options also provide Cancel For Any Reason benefits.

Popular Plans
Ideal for Vacationers & Business Travelers

iTravelInsured Travel Lite Insurance

Budget-level plan for price-conscious travelers

Highlights

Budget level plan for price-conscious travelers
Up to $25,000 coverage for trip cancellation
Trip interruption benefit up to 125% of trip cost
$500 for travel delay

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iTravelInsured Travel SE Insurance

Family-friendly plan for domestic and international destinations

Highlights

Family-friendly plan for domestic and international destinations
Up to $50,000 per person coverage for trip cancellation
Trip interruption benefit up to 150% of trip cost
$500 for travel delay
$500,000 coverage for emergency medical evacuation

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iTravelInsured Travel LX Insurance

Comprehensive plan with cancel and interruption for any reason benefits

Highlights

Comprehensive plan with cancel and interruption for any reason benefit*
Up to $100,000 per person coverage for trip cancellation
Trip interruption benefit up to 150% of trip cost
$1,000 for travel delay
$1,000,000 coverage for emergency medical evacuation

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Recent Blog Articles

How to Get Insurance Coverage for the 2017 Hurricane Season

Travel insurance and travel medical insurance can provide benefits such as evacuation protection, coverage for accommodations, and trip interruption reimbursement to give you peace of mind while you're away from home during hurricane season.

Sep 8, 2017

Frequently Asked Questions

What events are covered under the trip interruption benefit?

The perils protected against are listed in your policy and include various benefits available to you in the event you must interrupt your covered trip for a covered reason. These perils are similar to the trip cancellation perils except they provide coverage once you depart for your covered trip. The insured is reimbursed for unused non-refundable travel arrangements plus additional transportation costs to catch up to their trip or return home early.

When does insurance coverage begin?

Coverage begins at 12:01 a.m. on the day after the date the appropriate premium for this policy is received. This is your “Effective Date” and begins the trip cancellation benefits. All other coverage begins when you depart on the first travel arrangement for your trip.

Do I get my money back if I cancel my trip?

To be eligible for trip cancellation reimbursement, you must cancel your trip due to one of the reasons covered in your policy. Depending on your choice of policy, qualified reasons could be limited to weather and family emergencies or illnesses, while others allow you to cancel your trip for any reason.

Does my credit card or domestic medical insurance policy cover my travel expenses?

Your credit card or domestic insurance may cover you in some instances, but few plans are as comprehensive as travel insurance. It is best to check all of your existing insurance policies before traveling abroad so that you're aware of how you're covered.

Disclaimer

This is not an offer to enter into an insurance contract. This is only a summary and shall not bind the company or require the company to offer or write any insurance at any particular rate or to any particular group or individual. The information on this page does and will not affect, modify or supersede in any way the policy, certificate of insurance and governing policy documents (together the "Insurance Contract"). The actual rates and benefits are governed by the Insurance Contract and nothing else. Benefits are subject to exclusions and limitations.

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"Although one hopes never to use travel insurance, IMG was a god-send throughout our ordeal. We couldn’t have done it without your continued assistance."

Joan D. United States

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"I took comfort in the fact
that IMG had my back."

Mark K. - United States

While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.

Trip Cancellation	Up to $25,000 of Trip Cost*
Trip Interruption	125% of Trip Cost**
Travel Delay	$500 ($125 per Day after initial delay of 12 hours)
Baggage Delay	$150 (after initial delay of 24 hours)
Baggage and Personal Effects	$750
Accident and Sickness Medical Expenses	$100,000
Emergency Medical Evacuation	$250,000
Coverage Type	Secondary

Trip Cancellation	Up to $50,000 Trip Cost*
Trip Interruption	150% of Trip Cost**
Travel Delay	$500 ($125 per Day after initial delay of 12 hours)
Missed Connection	$500 (after initial common carrier delay of 6 hours)
Change Fee	$150
Reimbursement of Miles or Reward Points	$75
Baggage & Personal Effects	$1,500
Baggage Delay	$250 (after initial delay of 12 hours)
Accident & Sickness Medical Expense	$150,000
Emergency Medical Evacuation	$500,000
Common Carrier AD&D	$25,000
Pre-existing conditions	Available- if purchased within 20 days of initial trip payment
Rental Car Damage	$40,000 (optional benefit)
Children 17 and under at no additional charge per eligible insured adult	Yes
Internet Usage Fees	$50
Overnight Stay Movie Rental	$15
Additional Cat or Dog Kennel Expenses	$300 ($100 per Day)
Coverage Type	Primary

Trip Cancellation	Up to $100,000 of Trip Cost*
Trip Interruption	150% of Trip Cost**
Travel Delay	$1,000 ($250 per Day after initial delay of 6 hours)
Missed Connection	$500 (after initial common carrier delay of 3 hours)
Change Fee	$300
Reimbursement of Miles or Reward Points	$75
Baggage & Personal Effects	$2,500
Baggage Delay	$500 (after initial delay of 12 hours)
Accident & Sickness Medical Expense	$500,000
Hospital of Choice	Included
Emergency Medical Evacuation	$1,000,000
Common Carrier AD&D	$100,000
Pre-existing conditions	Available- when purchased within 24 hours of the final trip payment
Search & Rescue	$10,000
Sports Equipment Rental	$2,000 ($500 per Day)
Waives excluded sports/recreation activities	Included
Cancel for Any Reason	Up to 75% of trip cost insured if purchased within 20 days of initial trip deposit; Must insure 100% of prepaid trip cost subject to cancellation penalties or restrictions
Interruption for Any Reason	Included 75% of trip cost insured
Non-Emergency Evacuation	$50,000
Rental Car Damage	$40,000
Coverage Type	Primary

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