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Travel Insurance

Top-Rated 4.6/5 Star Company

13,000 Reviews

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Travel with Confidence

Travel insurance is a great way to protect your financial investment for your trip. Travel insurance benefits can provide coverage for prepaid, non-refundable trip costs, and some plans also offer coverage for medical expenses related to an accident or sickness.

Find Your Plan
What is Travel Insurance?

What does travel insurance cover?

  • Trip
    Cancellation

  • Trip
    Delay

  • Trip
    Interruption

  • Baggage &
    Belongings

  • Emergency
    Med-Evac

  • Accident &
    Sickness

Do I need travel insurance?

There are many reasons why you should consider travel protection. Trip cancellation coverage could be beneficial should the unexpected happen. Moreover, our plans offer coverage for expenses related to unexpected accidents and sicknesses you may experience while away from home, and an emergency medical evacuation benefit, which some countries require a traveler to have before allowing entry.

What factors should I consider?

  • Travel Expenses - Could you afford to lose your non-refundable, prepaid travel expenses in the case of your trip being cancelled due to an unforeseen event (e.g., death of a family member)?

  • Severe Weather - Are you traveling to a destination that may be affected by severe weather?

  • Getting Sick or Injured - If you were to get sick or injured on the trip, would you be unable to pay out of pocket for the necessary healthcare?

  • Flight Delays - If your flight is delayed, would you seek reimbursement for the additional charges such as change fees?

  • Lost or Stolen Items - If your luggage is lost or stolen, could you afford to replace the missing baggage or personal effects?

  • Country Restrictions - Some countries require you to have travel insurance before allowing entry.

Choosing the right plan

Designed for cost-conscious travelers, iTravelInsured Choice provides well-rounded coverage at an economical price and is ideal for domestic or international vacations, weekend getaways, cruises, and more. iTravelInsured Travel SE and iTravelInsured Travel LX include additional benefits not found on iTravelInsured Choice and higher maximum limits. iTravelInsured LX provides the highest level of benefits, ideal for travelers going to remote and exotic locations worldwide. For more information on finding the right plan for you, check out "How to Choose the Best Travel Protection Plan for You".

iTravelInsured Travel SE

Medical
$ 250,000
Medical Evacuation
$ 500,000 per person
Trip Cancellation
Up to 100% of trip cost
Trip Interruption
Up to 150% of trip cost
Telehealth
Included
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Most Popular

iTravelInsured Choice

Medical
$ 100,000
Medical Evacuation
$ 500,000 per person
Trip Cancellation
Up to 100% of trip cost
Trip Interruption
Up to 150% of trip cost
Telehealth
Included
Buy Now
See Price
Recommended

iTravelInsured Travel LX

Medical
$ 500,000
Medical Evacuation
$ 1,000,000 per person
Trip Cancellation
Up to 100% of trip cost
Cancel for Any Reason
Trip Interruption
Up to 150% of trip cost
Cancel for Any Reason
Telehealth
Included
Buy Now
See Price

Additional Plans

Top-rated coverage. Global peace of mind.

Rest assured knowing IMG is there with you, wherever your travels take you, providing worldwide coverage, international claims specialists, and access to 24/7 emergency assistance services with multilingual capabilities. We specialize in many common travel protection areas so you can travel with global peace of mind.

Trip Cancellation - Protect your financial investment in the event you have to cancel your trip. Having travel insurance with a trip cancellation benefit can help you to avoid losing the money you’ve invested in a trip you can no longer take.

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Travel Insurance for Flights - Whether the airline loses your bags, your flight gets delayed or cancelled, or a host of other unexpected issues, having travel insurance can provide financial protection when something goes wrong.

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Travel Insurance for a Cruise - It’s likely for cruise-goers to have paid for most of their vacation before ever stepping foot on the ship. With travel insurance, you can insure your prepaid, non-refundable cruise, flight, and other trip costs so that you’re covered in case the unexpected happens before or during your travels.

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Cancel For Any Reason (CFAR) Insurance - Cancel For Any Reason coverage is a travel insurance benefit that allows you to get partially reimbursed for cancelling a trip for a reason not otherwise covered under your plan. You can quite literally cancel a trip for any reason, and still get some of your money back.

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Travel Insurance for Pet Owners - We understand pets are like family, which is why we’ve designed some travel protection plans to include benefits specifically for pet owners. We also understand it's just as important to look out for your pets when you're not traveling, which is why we've partnered with Fetch, so you can give your dog or cat the care they need without ever worrying about the cost. (Fetch is separate from the travel protection plan being offered and is not an insurance benefit underwritten by USF.)

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See All Plans

Kind Words from Happy Customers

  • I use IMG for almost every travel in the US and am now also using them for international travel. I've only ever had great experiences, the prices are phenomenal and the ease of signing up is unbeatable.

    Rina G.

  • Very user-friendly online application process with various options to match your budget or needs.

    Thomas F.

  • The experience on the website is fantastic, and this is the third time I purchased this insurance for my trips to Spain…

    Mercedes P.

  • I have used IMG several times. I highly recommend this company - great coverage with reasonable premiums!

    Inna C.

  • I used the coverage from IMG 5 years ago on a trip to Europe, and I am happy to use it again. The platform is easy to navigate with diverse options to pick from according to your needs.

    Serge D.

  • Simple and straight forward combined with good coverage for the price. This is our third policy with IMG, and we have been very satisfied.

    James B.

  • Easy to use and understand. I have been very satisfied with my previous purchases from this company and will continue to use them in the future.

    Arwen F.

  • Very easy to navigate. The plans offered are very reasonable and straight forward. I have used IMG on several occasions and I'm very pleased with the service.

    Randy K.

  • Reasonable price. Easy to purchase. I’ve been using this company for several years. Happy customer.

    Reid R.

  • I have used IMG for all international travel for the past several years and it’s been an easy experience. I filed one claim along the way, and that too, was easy.

    Diane B.

  • We have been using IMG travel insurance for several years. When there is a covered expense, their response is very timely, and the claims process is easy to follow. Reimbursement is also very timely.

    Leroy P.

  • I have actually used my coverage in 2023 when traveling to Bangkok and was hospitalized with pneumonia. Everything was taken care of with no surprises. I won't travel internationally without IMG.

    Rod M.
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Preparing for Your Trip

Choosing the Best Travel Protection Plan

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Dealing with Flight Delays & Cancellations

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Staying Protected with Travel Insurance

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Frequently Asked Questions

Check out answers to some of our commonly asked questions.

Do you know if any type of travel insurance coverage is included with your credit card? How about your domestic health care policy? Maybe your homeowner's plan? Medicare?

Travel insurance is designed to provide coverage where none exists, or at least fill in gaps that exist in other types of insurance programs. Review your personal credit card, health, homeowner’s and other insurance programs that you already own to make an informed decision about the purchase of travel insurance.

Check your other insurance carefully to understand what benefits are offered with your credit card and how those benefits are activated. Airlines, cruise lines, hotels, tour operators can sometimes have cancellation penalties. A discussion with your travel agent can help you become aware of travel exposures should the unexpected happen.

Protect your financial investment with an iTravelInsured plan.

The perils protected against are listed in your plan document. These perils are similar (but not identical) to the trip cancellation perils except they provide coverage once you depart for your covered trip. The insured can be reimbursed for unused, non-refundable travel arrangements plus additional transportation costs paid to join/re-join your interrupted trip or be transported back to your originally scheduled return destination.

Coverage begins at 12:01 a.m. on the day after the date the appropriate payment for this plan is received. This is your “Effective Date” and begins the trip cancellation benefits. Most other coverages begin when you depart on the first travel arrangement for your trip.

To be eligible for trip cancellation reimbursement, you must cancel your trip due to one of the reasons covered in your plan. Additional terms apply. You may add Cancel for Any Reason coverage to our LX plan. This allows you to cancel for any reason not otherwise covered by your plan and receive a partial refund. Additional cost and terms apply. Not available in NY.**

It is best to check all of your existing coverages or insurance policies before traveling abroad so that you're aware of how you're covered and where you have gaps in your existing coverage.

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