Study Abroad - Health insurance plans for international students provide the right mix of plan benefits, value, and coverage to keep you safe and healthy. IMG student health plans keep your budget healthy too.

Studying abroad is an exciting opportunity, but it also comes with challenges—one of the biggest being access to quality healthcare. Medical expenses in many countries, especially in the U.S., can be overwhelming without proper coverage. Many universities require international students to have health insurance, and even if it’s not mandatory, having a plan ensures you are financially protected against unexpected medical expenses.

With IMG’s student health insurance, you gain access to essential medical services, from routine doctor visits to emergency care. Whether you need treatment for an illness, access to telehealth services, or emergency medical evacuation, IMG has you covered.

Key Features of IMG's Study Abroad Coverage:

• Doctor visits, hospitalization, and prescription drug coverage
• 24/7 multilingual support for emergency medical assistance
• Coverage for mental health support, helping students transition smoothly
• Access to a provider network that ensures quality care

By choosing an IMG student plan, you can focus on your studies without worrying about medical expenses.

OPT Students: Extending Your Health Coverage Beyond Graduation - Just because you’ve graduated doesn’t mean you should go without health insurance. If you are on Optional Practical Training (OPT), IMG provides medical insurance solutions designed specifically for recent graduates. Our plans help bridge the gap between student coverage and employer-sponsored health insurance, ensuring you stay protected.

After graduation, your student health plan may no longer be valid, and many OPT participants find themselves in a coverage gap. Since employer-sponsored insurance may not be available immediately, securing a health insurance plan designed for OPT students ensures uninterrupted access to medical care.

Whether you’re applying for jobs or starting your career, you still need access to routine and emergency healthcare services. IMG offers flexible health insurance options that align with the unique needs of international graduates in the U.S.

Key Features of an IMG OPT Health Plan:

• Coverage for doctor visits, urgent care, and hospitalization
• Access to prescription medications and preventative care
• 24/7 access to telemedicine services
• Emergency medical evacuation and travel assistance

With IMG, you can confidently step into your professional journey knowing that your health is protected.

Dependents: Health Insurance for Your Family - If you’re an international student or scholar bringing dependents, ensuring they have proper health insurance is essential. IMG provides insurance options for dependents, including spouses and children, offering comprehensive medical coverage.

Many university-sponsored health plans do not extend coverage to dependents, leaving spouses and children vulnerable to high medical costs. Securing a separate health insurance plan ensures that your loved ones have access to the same quality medical care that you do.

From routine checkups to emergency hospital visits, IMG’s dependent coverage ensures that your family receives the necessary medical attention while staying in the U.S.

Key Features of IMG’s Dependent Coverage:

• Doctor visits and routine checkups
• Preventative care and vaccinations for children
• Emergency medical treatment and hospitalization
• Prescription medication coverage

With IMG’s dependent health insurance, you can focus on your studies while ensuring that your family’s health and well-being are protected.

J1 Students/Cultural Exchange Participants: Meeting Visa Requirements with Confidence - If you’re in the U.S. on a J-1 visa for a study or cultural exchange program, health insurance is a requirement. IMG’s Student Journey Medical Insurance meets U.S. visa requirements while providing comprehensive benefits, ensuring you have access to medical care without financial worries.

The U.S. Department of State mandates that J-1 visa holders and their dependents maintain health insurance that meets specific coverage levels. Not only does this help protect you from high medical costs, but it also ensures that you receive proper medical care during your exchange program.

IMG’s plans meet or exceed J-1 visa requirements, covering medical expenses, emergency evacuation, and repatriation services. Whether you’re participating in an academic program, research, or cultural exchange, you can rely on IMG for health coverage that fits your needs.

Key Features of an IMG J-1 Plan:

• Coverage for doctor visits, hospital care, and prescriptions
• Emergency medical evacuation and repatriation benefits
• Access to a network of quality healthcare providers
• 24/7 multilingual support for emergencies

With IMG, J-1 students and cultural exchange participants can focus on their programs with confidence, knowing that they are fully covered for medical needs.