Visitor Insurance Plans
Visitor & Immigrant Health Insurance Options
Visitor Insurance most commonly refers to international travel medical insurance plans designed for international travelers visiting the United States of America. These plans are perfect for non-U.S. citizens who have domestic health insurance, but aren’t covered outside of their home country.
Specifically, in the United States, healthcare costs are much higher than the rest of the world, and an unexpected illness could result in you owing thousands of dollars. IMG’s visitor insurance plans provide coverage for new medical expenses, multilingual customer service experts, hands-on healthcare coordinators available 24/7 and online resources to make traveling internationally less stressful.
Visitor Insurance plans are excellent for visiting family members or friends, vacationing, taking a short business trip, or any reason that you may find yourself in the U.S. To compare IMG's visitor insurance plans, check out our article, How to Choose the Best Visitor Insurance Plan for You.
Temporary health insurance for individuals, families, and groups when traveling outside of your home country.
Temporary fixed coverage health insurance for non-U.S. residents when traveling outside of your home country.
A long-term (1+ year), annually renewable, worldwide medical insurance program for individuals and families.
Annual multi-trip travel medical insurance for individuals, families and groups.
Is Visitor Insurance Required in the U.S.?
Visitor insurance is not required to travel to the U.S. on a B-2 visa. However, healthcare costs in the U.S. are often higher than those in other countries, so not having the proper coverage could leave you to pay thousands of dollars for any necessary medical care.
Purchasing visitor insurance is also a very simple process as no medical exam or medical history review is necessary to get coverage. These plans are designed to protect you from unexpected illnesses or injuries that occur while you are traveling, thus your past health history is not needed.
For answers to any other visitor insurance questions, check out our Visitor Insurance FAQs.
How Much Does Visitors Insurance Cost?
Coverage starts at a few dollars per day and increases depending on age and coverage options
IMG’s most popular visitor insurance plan, Patriot America Plus, offers excellent coverage at a competitive price. There are also other product tiers that vary in price depending on your budget and level of benefits. Patriot Platinum Insurance provides the highest level of coverage, while Visitors Care provides a lower priced option with limited benefits. Or you can choose your own visitor insurance plan.
Age of Traveler
Old and young visitors alike can find a visitor insurance plan that fits their needs. While premiums become more expensive for older travelers due to increasing risks of health problems, there are still many varying price levels available to fit in your budget.
Area of Coverage
Visiting the United States will result in a higher premium than if traveling to another part of the world due to the high costs of medical care in the country.
Higher maximum limits and lower deductibles will increase your plan costs. Consider how much you could afford in addition to your deductible if something unexpected were to happen while you’re away when choosing the right options for you.
In the event of an emergency medical evacuation, coverage provides evacuation to the nearest qualified medical facility and expenses for reasonable transportation resulting from the evacuation.
Coverage for medically necessary expenses resulting from new or unexpected injuries or illnesses including local ambulance, intensive care, emergency room, and more, if needed.
Return of Mortal Remains
Should a covered illness or injury unfortunately result in death, this benefit provides coverage for repatriation of bodily remains or ashes to your home country; or for the preparation, local burial or cremation of your mortal remains, at the place of death.
Acute Onset of Pre-Existing Condition Coverage
This benefit, provides you coverage in the event of a sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously, after the effective date, and prior to the age shown in your schedule of benefits. Chronic or congenital conditions that worsen over time are not considered to be an acute onset.
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This is not an offer to enter into an insurance contract. This is only a summary and shall not bind the company or require the company to offer or write any insurance at any particular rate or to any particular group or individual. The information on this page does and will not affect, modify or supersede in any way the policy, certificate of insurance and governing policy documents (together the "Insurance Contract"). The actual rates and benefits are governed by the Insurance Contract and nothing else. Benefits are subject to exclusions and limitations.