Insurance

We know insurance can be confusing - let us help you find the right plan that best suits your needs. It's quick and easy, and you'll be on your way in minutes!

Find Your Plan

Travel
Medical

Insurance

Learn More

Fetch Pet
Insurance

IMG Members Get 10%
Off Every Month For Life!

At IMG, we know your pets are like family, which is why we offer travel protection plans with specific benefits for pet owners. We also know it's just as important to look out for your pets when you're not traveling. Our partnership with Fetch lets you access a special discount so you can give your dog or cat the care they need without worrying about the cost.

Purchase Pet Insurance

What’s covered?

  • Virtual
    Vet Visits

  • Surgeries and
    Rehabilitation

  • Dental
    Coverage

  • Breed Specific
    Conditions

  • Emergency
    Vet Visits

Do I need Fetch Pet Insurance?

Fetch Pet Insurance reimburses up to 90% of unexpected vet bills at any vet in the U.S. or Canada, including specialists and emergency clinics. Covered care can include exam fees, emergency vet visits, medications, surgery, breed-specific conditions, $1,000 to spend on virtual vet care every year, and more.

What factors should I consider?

  • Injuries & Illnesses - Fetch covers more types of injuries & illnesses, including exam fees, which costs $50-$250 per visit. Not all providers do.

  • Routine & Preventive Care - Add a Fetch Wellness plan to your policy and save up to $735 per year on annual exams, flea and tick meds, vaccinations and more!

  • Dental Coverage - Your pet’s gums and every adult tooth are covered. Not all providers offer complete coverage.

  • Alternative & Holistic Care - Therapies like acupuncture, massage and chiropractic care. Fetch covers these when administered by a vet.

  • Virtual Vet Visits - Remote treatment by a vet, including calls, and video chat. You get $1,000 per year, no copay, no deductible.

  • Breed-Specific Issues - Not all providers cover medical conditions linked to breed, like breathing problems in French Bulldogs. Fetch does.

Fetch Disclaimer

Program not available in New Brunswick and Quebec.

Discounts and offers are subject to approval and may change at any time. Maximum available discount is 10% with exception of a maximum 5% discount in North Dakota. Discount is not available in Florida, Tennessee or Hawaii.

All coverage and limit options may not be available to all customers and are subject to underwriting approval.

Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch by The Dodo, Fetch by the Dodo LLC in Michigan & New Mexico, and Fetch by The Dodo Insurance Services, LLC in California) and underwritten by XL Specialty Insurance Company, a Delaware Corporation or AXIS Insurance Company, an Illinois Corporation, in the U.S. and XL Specialty Insurance Company - Canadian Branch or AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit FetchPet.com.

This product information is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable insurance policy for specific terms, conditions, limits, limitations and exclusions to coverage. Not all coverages or options stated above may apply to each policyholder. The coverage for each policyholder will be governed by the terms and conditions of the applicable policy.

Top-rated coverage. Global peace of mind.

Rest assured knowing IMG is there with you, wherever your travels take you, providing worldwide coverage, international claims specialists, and access to 24/7 emergency assistance services with multilingual capabilities. We specialize in many common travel protection areas so you can travel with global peace of mind.

Trip Cancellation - Protect your financial investment in the event you have to cancel your trip. Having travel insurance with a trip cancellation benefit can help you to avoid losing the money you’ve invested in a trip you can no longer take.

Travel Insurance for Flights - Whether the airline loses your bags, your flight gets delayed or cancelled, or a host of other unexpected issues, having travel insurance can provide financial protection when something goes wrong.

Travel Insurance for a Cruise - It’s likely for cruise-goers to have paid for most of their vacation before ever stepping foot on the ship. With travel insurance, you can insure your prepaid, non-refundable cruise, flight, and other trip costs so that you’re covered in case the unexpected happens before or during your travels.

Cancel For Any Reason (CFAR) Insurance - Cancel For Any Reason coverage is a travel insurance benefit that allows you to get partially reimbursed for cancelling a trip for a reason not otherwise covered under your plan. You can quite literally cancel a trip for any reason, and still get some of your money back.

Pet Insurance - When you're not traveling the world, we understand that you still want your pet to be happy, healthy, and by your side as long as possible. Through IMG's partnership with Fetch, you can purchase pet insurance for your dog or cat to help ensure they live their healthiest and happiest life. (Fetch is separate from the travel protection plan being offered and is not an insurance benefit underwritten by USF.)

Kind Words from Happy Customers

  • I use IMG for almost every travel in the US and am now also using them for international travel. I've only ever had great experiences, the prices are phenomenal and the ease of signing up is unbeatable.

    Rina G.
  • Very user-friendly online application process with various options to match your budget or needs.

    Thomas F.
  • The experience on the website is fantastic, and this is the third time I purchased this insurance for my trips to Spain…

    Mercedes P.
  • I have used IMG several times. I highly recommend this company - great coverage with reasonable premiums!

    Inna C.
  • I used the coverage from IMG 5 years ago on a trip to Europe, and I am happy to use it again. The platform is easy to navigate with diverse options to pick from according to your needs.

    Serge D.
  • Simple and straight forward combined with good coverage for the price. This is our third policy with IMG, and we have been very satisfied.

    James B.
  • Easy to use and understand. I have been very satisfied with my previous purchases from this company and will continue to use them in the future.

    Arwen F.
  • Very easy to navigate. The plans offered are very reasonable and straight forward. I have used IMG on several occasions and I'm very pleased with the service.

    Randy K.
  • Reasonable price. Easy to purchase. I’ve been using this company for several years. Happy customer.

    Reid R.
  • I have used IMG for all international travel for the past several years and it’s been an easy experience. I filed one claim along the way, and that too, was easy.

    Diane B.
  • We have been using IMG travel insurance for several years. When there is a covered expense, their response is very timely, and the claims process is easy to follow. Reimbursement is also very timely.

    Leroy P.
  • I have actually used my coverage in 2023 when traveling to Bangkok and was hospitalized with pneumonia. Everything was taken care of with no surprises. I won't travel internationally without IMG.

    Rod M.