Global Crew Medical Insurance
Comprehensive worldwide medical insurance program for marine captains & crew members
A long-term (1+ year), annually renewable, comprehensive worldwide medical insurance program for professional marine captains and crew.
Being a global citizen can be an exciting experience, but it also comes with potential complications. Your health care while traveling should not be one of those concerns. With Global Crew Medical Insurance, a revolutionary program from International Medical Group® (IMG®), you will receive the worldwide medical coverage you need, backed by the world-class services you expect.
Global Crew Medical Insurance allows you to choose from several plan options, customize your length and area of coverage and select from multiple deductibles and modes of payment. With your medical history in mind, the program provides different underwriting methods to extend medical coverage to you that may be declined by other companies.
- Long-term (1+ year) comprehensive worldwide medical insurance for marine captains & crews
- Annually renewable medical coverage
- Deductible options from $0 to $25,000
- Maximum limits from $1,000,000 to $8,000,000
- Premium modes to schedule the frequency of payment that meets your needs
- Marine Captains/ Crew
- Expats / Global Citizens
Global Crew Medical Insurance is available to individuals and families of all nationalities. Applicant must be a Professional Marine Crew Member, who is currently or usually working aboard or employed by a vessel as a full-time, sea-going crew member for hire, and who expects to spend a significant period of time during the Period of Insurance sailing outside the U.S. territorial waters in such capacity. U.S. citizens must plan to be residing outside the U.S. on or before their effective date and renewal dates, and for at least six (6) out of the next 12 months. Additional eligibility restrictions apply to non-U.S. citizens residing in the U.S. Persons from the ages of 14 days to 74 years old may apply for coverage, and coverage ends at age 75. Persons 75 years of age and older are not eligible for coverage. Please see a sample contract for further details.
Lifetime medical coverage is available if you are enrolled in the program by your 65th birthday and maintain continuous coverage to age 75. Prior to your 75th birthday you will receive a summary of benefits for a new plan, Global Senior Plan®, and an enrollment form for coverage. There is no additional medical underwriting. You simply need to review the benefits, and promptly complete and return the enrollment form with your premium.
To apply for this plan, simply complete the online application by clicking "Get Quote". If you are applying as a family, you may include yourself, your spouse and dependents on one application. If you have dependents who are 19 and older, you must complete a separate application for those individuals. You must accurately complete all questions outlined in the application in order to be considered for coverage. If approved, you will receive a fulfillment kit, which includes an identification card, declaration of insurance and a Certificate Wording containing a complete description of benefits, exclusions and terms of the plan. You are required to notify IMG, as required by the terms of the plan, if you or any family member suffers from or is treated for any illness, injury or other medical condition between the time of your application and the issuance of the certificate. If your application is not approved, you will receive a full refund of any premium received by IMG.
To ensure your satisfaction, once you are accepted in the plan, we provide a 15-day free look period to review the coverage. If during that 15-day period you find that you are not satisfied with the plan for any reason, you may submit a written request for cancellation and full refund of your premium received by IMG. See the Certificate Wording for full details.