iTravelInsured Travel LX

Robust plan with optional cancel and interruption for any reason benefits

The iTravelInsured Travel LX plan provides the highest level of benefits for the more discerning travelers. This plan is ideal for travelers going to remote and exotic locations worldwide.

With iTravelInsured Travel LX you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted for a variety of covered reasons. Benefits are also provided for travel delays, baggage delays, and emergency medical treatment while you’re away from home.

Separate from these benefits, IMG can provide non-insurance emergency travel assistance, such as helping you replace lost travel documents or lost prescriptions, emergency cash transfers, and legal and medical referrals when necessary. This plan also offers access to 24/7 telehealth services. Use Teladoc to connect with a board-certified medical professional who can help diagnose, treat, and prescribe medications for many non-emergency medical issues over the phone or through online video consultation.


  • Cancel/Interruption for Any Reason benefit available as optional upgrade (Additional cost and terms apply. Not available in NY)
  • Trip cancellation benefit up to 100% and trip interruption up to 150% of trip cost
  • 24/7 access to telehealth services for non-emergency medical issues
  • $500,000 medical expense coverage for unexpected illnesses & accidents while traveling (including COVID-19)
  • Sickness, injury, or death of pet included as trip cancellation/trip interruption covered peril
  • Travel protection plan consists of travel insurance and other non-insurance travel assistance services

Made for...

  • Vacations / Holidays
  • Business Travelers

Coverage Information

Here are a few examples of covered trip cancellation and trip interruption perils. Please note that the listed perils are not all applicable to both trip cancellation and trip interruption; refer to the wording of the plan, which is sent upon purchase, for complete details. Additional terms apply to every peril.

Trip Cancellation & Trip Interruption - What’s Covered?*
Sickness, injury or death of insured, a family member, a travel companion, a business partner, a child caregiver, guide/outfitter, service animal or pet Yes
Insured’s primary residence or scheduled destination being rendered uninhabitable Yes
Documented theft of passports/visasYes
Involved in a merger, job loss or job relocationYes
Documented traffic accidentYes
Unannounced strikeYes
Inclement weather that causes delay or cancellation by your common carrier Yes
Mechanical breakdown of the common carrierYes
Mandatory evacuations due to national disastersYes
Emergency military duty for a natural disasterYes
A terrorist incidentYes
Revoked military leaveYes
Financial Insolvency or financial default of an entity that directly provides travel arrangements Yes
NOAA hurricane warning or watch at destinationYes
Court order to appear as witnessYes
Jury dutyYes
Pregnancy or adoptionYes
Divorce or legal separationYes
Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban Yes
* This plan contains additional covered reasons not discussed above. Additional terms, conditions and limitations apply to the covered reasons for Trip Cancellation and Trip Interruption discussed above
Additional Information
Maximum Trip Duration180 days
Maximum Age Insured99
Pre-Existing MedicalCondition Exclusion WaiverAvailable – plan must be purchased at or before the final payment of your trip
Pre-Existing Condition Review Period60 days prior to effective plan date
RefundsYou may submit a cancellation request and receive a full refund within 10 days from the date of purchase, as long as you have not departed on your trip, incurred a loss, or filed a claim. The plan is non-refundable after 10 days.
Latest date plan can be purchased1 day before departure
24/7 Emergency Travel Assistance (Non-InsuranceIncluded
Minimum Trip Cost to be insured$500
Coverage TypePrimary


The plan document you receive will depend on your state of residence. For some iTravelInsured Lite, SE, LX, GT plans and all iTravelInsured Essential and Travel Sport plans: This website contains highlights of the plans, which include travel insurance coverages underwritten by SiriusPoint America Insurance Company under form series SA-ITI-19-1000 et. al. SiriusPoint America Insurance Company is rated A- (Excellent) by AM Best 2023.

The plan document you receive will depend on your state of residence. For some iTravelInsured Lite, SE, LX and GT plans: This website contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et. Al., T210 et. al. and TP-401 et. al. While International Medical Group (IMG), markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by IMG, and IMG does not receive compensation from USF for providing the non-insurance components of the plans.

The plans also contain non-insurance Travel Assistance Services provided by iTravelInsured.. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/ agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact International Medical Group 2960 North Meridian Street Suite 300 Indianapolis, IN 46208 USA. +1 (317) 655-9796. iTravelInsured Insurance Services CA Non-Resident Producer License No. 0F17093.


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  • "Although one hopes never to use travel insurance, IMG was a godsend throughout our ordeal. We couldn’t have done it without your continued assistance."
    Joan D. United States
  • "I took comfort in the fact
    that IMG had my back."

    Mark K. - United States

    While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.