iTravelInsured Travel LX

Comprehensive plan with cancel and interruption for any reason benefits

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iTravelInsured Travel LX
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The iTravelInsured Travel LX plan provides the highest level of benefits for the more discerning travelers. This plan provides coverage for most adventure activities and it is ideal for travelers going to remote and exotic locations worldwide.

With iTravelInsured Travel LX you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted for a variety of reasons. Benefits are also provided for travel delays, baggage delays, and emergency medical treatment while you’re away from home.

Separate from these benefits, IMG can provide non-insurance emergency travel assistance, such as helping you replace lost travel documents or lost prescriptions, emergency cash transfers, and legal and medical referrals when necessary.

Highlights

  • Trip cancellation maximum benefit up to 100% of trip cost
  • Trip interruption maximum benefit up to 150% of trip cost
  • $1,000 maximum benefit for trip delay
  • $1,000,000 maximum benefit for emergency medical evacuation and repatriation of remains
  • Optional Cancel for Any Reason (CFAR) / Interruption for Any Reason (IFAR) add-on benefit available

Made for...

  • Vacations / Holidays
  • Business Travelers

Coverage Information

Here are a few examples of covered trip cancellation and interruptions perils. Please note that the listed perils are not all applicable to both trip cancellation and interruption; refer to the wording of the plan, which is sent upon purchase, for complete details. Additional terms apply to every peril.

Trip Cancellation & Interruption - What’s Covered?
 
Sickness, injury or death of insured, a family member, a travel companion, a business partner, a child caregiver, guide/outfitter, service animal or pet Yes
Insured’s primary residence or destination being rendered uninhabitable Yes
Documented theft of passports/visasYes
Involved in a merger, job loss or job relocationYes
Documented traffic accidentYes
Unannounced strikeYes
Inclement weather that causes delay or cancellation by your common carrier Yes
Mechanical breakdown of the common carrierYes
Evacuations due to national disastersYes
Emergency military duty for a natural disasterYes
A terrorist incidentYes
Revoked military leaveYes
Bankruptcy or default an entity that directly provides travel arrangements Yes
NOAA hurricane warning or watch at destinationYes
Court order to appear as witnessYes
Jury dutyYes
HijackYes
Pregnancy or adoptionYes
Divorce or legal separationYes
Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban Yes
Additional Information
 
Maximum Trip Duration180 days
Maximum Age Insured99
Pre-Existing Condition Exclusion WaiverAvailable - if purchased within 24 hours of final trip payment
Pre-Existing Condition Review Period60 days
Premium RefundsYou may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.
Latest date plan can be purchased1 day before departure
24/7 Emergency Travel AssistanceIncluded
Minimum Trip Cost to be insured$500
Coverage TypePrimary

Disclaimer

This advertisement contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et. Al., T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Travel Assistance Services provided by iTravelInsured. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number: 800-927-4357. MD Insurance Administration: 800-492-6116 or 410-468-2340. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact International Medical Group 2960 North Meridian Street Suite 300 Indianapolis, IN 46208 USA. Insurance@imglobal.com. +1 (317) 655-9796. iTravelInsured Insurance Services CA Non-Resident Producer License No. 0F17093.

 

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  • "Although one hopes never to use travel insurance, IMG was a godsend throughout our ordeal. We couldn’t have done it without your continued assistance."
    Joan D. United States
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  • "I took comfort in the fact
    that IMG had my back."

    Mark K. - United States

    While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.