iTravelInsured Travel LX

Travel insurance plan with optional cancel and interruption for any reason benefits

The iTravelInsured Travel LX plan provides the highest level of benefits for the more discerning travelers. This plan provides coverage for most adventure activities and it is ideal for travelers going to remote and exotic locations worldwide.

With iTravelInsured Travel LX you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted for a variety of reasons. Benefits are also provided for travel delays, baggage delays, and emergency medical treatment while you’re away from home.

Separate from these benefits, IMG can provide non-insurance emergency travel assistance, such as helping you replace lost travel documents or lost prescriptions, emergency cash transfers, and legal and medical referrals when necessary.

Highlights

  • Trip cancellation benefit up to 100% of trip cost
  • Trip interruption benefit up to 150% of trip cost
  • $1,000 for travel delay
  • $1,000,000 coverage for emergency medical evacuation

Made for...

  • Vacations / Holidays
  • Visitors / Immigrants
  • Employers / Business Travelers

Coverage Information

Trip Cancellation & Interruption - What’s Covered?
 
Sickness, injury or death of insured, a family member, a travel companion, a business partner, a child caregiver, guide/outfitter, service animal or pet Yes
Insured’s primary residence or destination being rendered uninhabitable Yes
Documented theft of passports/visasYes
Involved in a merger, job loss or job relocationYes
Documented traffic accidentYes
Unannounced strikeYes
Inclement weather that causes delay or cancellation by your common carrier Yes
Mechanical breakdown of the common carrierYes
Evacuations due to national disastersYes
Emergency military duty for a natural disasterYes
A terrorist incidentYes
Revoked military leaveYes
Bankruptcy or default an entity that directly provides travel arrangements Yes
NOAA hurricane warning or watch at destinationYes
Court order to appear as witnessYes
Jury dutyYes
HijackYes
Pregnancy or adoptionYes
Divorce or legal separationYes
Travel alert or travel warning for levels four (4) and higher or an evacuation order or travel ban Yes
Additional Information
 
Maximum Trip Duration180 days
Maximum Age Insured99
Pre-Existing Condition Exclusion WaiverAvailable - if purchased within 24 hours of final trip payment
Pre-Existing Condition Review Period60 days
Premium RefundsYou may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.
Latest date plan can be purchased1 day before departure
24/7 Emergency Travel AssistanceIncluded
Minimum Trip Cost to be insured$500
Coverage TypePrimary

Disclaimer

The above is a summary of insurance benefits that are part of the policy. Please review the insurance policy for a detailed description of the terms, conditions and exclusions. Availability and benefits may change per state. If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.

*The trip cancellation benefit is determined by the amount of your trip you elect to protect, up to the maximum benefit stated above.

**The trip interruption benefit is determined by the amount of trip cancellation benefit purchased. All benefits are per insured person.

Travel Assistance Services are offered by iTravelInsured and are not insurance benefits. Insurance benefits are underwritten by the United States Fire Insurance Company. Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016.

 

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  • "Although one hopes never to use travel insurance, IMG was a godsend throughout our ordeal. We couldn’t have done it without your continued assistance."
    Joan D. United States
  • "I took comfort in the fact
    that IMG had my back."

    Mark K. - United States

    While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.