Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Show PlansWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for medical expenses & emergency evacuations when traveling outside of your home country.
International Health Insurance
Annually renewable coverage for expats and global citizens living or working internationally for more than one year.
Travel
Insurance
Coverage for trip interruption and cancellation, lost baggage and travel delays.
Popular Plans
Enterprise Services
We’re committed to being there for our clients' customers wherever they may be in the world, delivering superior support and assistance in times of need.
Show ServicesWhat type of organization do you represent?
Medical & Travel
Assistance
Services to support travelers in need of medical attention or that have travel assistance needs before, during, and after their trip.
Global Workers' Compensation Case Management
Case management services to manage highly complex workers’ comp cases that require detailed management by medical personnel extending beyond a hospitalization or out-patient procedure.
Security Assistance
Services
Real-time, worldwide security intelligence, advice, and other security services to help travelers avoid danger.
Insurance Administrative
Services
Insurance administrative services to manage all things related to your health care plan needs from enrollment to claim reimbursement.
The Patriot Travel Series
International travel can become a scary situation if you’re not prepared for a medical emergency. Most travelers assume they’re already covered by their standard medical plan—but that isn’t always the case. While domestic plans provide sufficient coverage at home, most are not designed to provide the coverage and assistance required for international travel.
Each plan within the Patriot Travel Series provides various levels of coverage for individuals, families, and groups who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country. Whether you choose Patriot Travel, Patriot Plus, or Patriot Platinum, rest assured that IMG® will be there for you in the event of an unexpected illness or emergency.
Don’t let your medical coverage be an uncertainty. Choose the Patriot Travel® plan that meets your needs and spend more time enjoying your international experience—not worrying about your medical coverage.
Ideal for Traveling Outside of Your Home Country
 Patriot TravelAmerica |
 Most Popular
Most Popular
Patriot PlusAmerica
|
 Recommended
Recommended
Patriot PlatinumAmerica
|
|
|---|---|---|---|
| Maximum Limit | Up to $1,000,000 | Up to $1,000,000 | Up to $8,000,000 |
| Deductible | $0 to $2,000 | $0 to $2,000 | $0 to $25,000 |
| Extensions | 24 months | 24 months | 36 months |
| Emergency Medical Evacuation | $1,000,000 | $1,000,000 | Up to maximum limit |
| Coinsurance ( In Network ) | 100% | 100% | 100% |
| Coinsurance ( Out of Network ) | 80% up to $5,000 - then 100% | 80% up to $5,000 - then 100% | 90% up to $5,000 - then 100% |
| COVID-19 Coverage* | |||
| Acute Onset of Pre-Existing Conditions | |||
| Remote Transportation | |||
| Supplemental Accident | |||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
Patriot TravelInternational |
Recommended
Recommended
Patriot PlatinumInternational
|
|
|---|---|---|
| Maximum Limit | Up to $1,000,000 | Up to $8,000,000 |
| Deductible | $0 to $2,000 | $0 to $25,000 |
| Extensions | 24 months | 36 months |
| Emergency Medical Evacuation | $1,000,000 | Up to maximum limit |
| Acute Onset of Pre-Existing Conditions | ||
| Remote Transportation | ||
| Supplemental Accident | ||
|
|
All Patriot Series Plans Include...
Inpatient & Outpatient Services
- Physician Visits
- Urgent Care Clinic
- Emergency Room
- Intensive Care
Emergency Services
- Local Ambulance
- Natural Disaster Evac
- Return of Mortal Remains
- Return of Minor Children
Other Services
- Accidental Death & Dismemberment
- Dental Treatment
- Emergency Eye Exam
- Lost Luggage
- Identity Theft
- Pet Return
- Prescription Medication
Disclaimer
This is not an offer to enter into an insurance contract. This is only a summary and shall not bind the company or require the company to offer or write any insurance at any particular rate or to any particular group or individual. The information on this page does and will not affect, modify or supersede in any way the policy, certificate of insurance and governing policy documents (together the "Insurance Contract"). The actual rates and benefits are governed by the Insurance Contract and nothing else. Benefits are subject to exclusions and limitations.
Select why you are away from home.
Get plan recommendations
and helpful resources.
-
"I took comfort in the fact
that IMG had my back."
Mark K. - United StatesWhile skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.