GlobeHopper Senior

Temporary health insurance for travelers age 65+

Summary of Benefits

Limit/Other Limit/Amount for Eligible Medical Expenses
 
Period of Coverage Minimum 5 days, up to a maximum of 365 days
Area of Coverage Outside the United States
Maximum Limit per Period of Coverage
Age: 65-79
$50,000, $100,000, $500,000, or $1,000,000
Maximum Limit per Period of Coverage
Age: 80+
$100,000
Deductible $0*, $100, $250, $500, $1,000, or $2,500
* 0 Deductible only available with $50,000 and $100,000 maximum limit
Coinsurance No coinsurance
Sudden & Unexpected Reoccurrence of Pre-existing Condition Eligible medical expenses: Single Trip: $2,500 maximum limit. Multi-Trip: $5,000 maximum limit.
Emergency medical evacuation: $25,000 maximum limit.
Inpatient/Outpatient Benefits Chargers For Maximum Limits per Period of Coverage, or if indicated, per lifetime
 
Hospital Room & Board Average semi-private room rate
Intensive Care Unit URC
Surgery URC
Physician Visits URC
Diagnostic Procedures URC
Prescription Medication URC
Home Nursing Care URC
Durable Medical Equipment URC
Continuation of Treatment Period Earlier of 6 months per Injury or Illness, or upon return to home country
Evacuation Benefits (Must be approved in advance and coordinated by the company. Not subject to the deductible) Maximum Limits per Period of Coverage or if Indicated, per Lifetime
 
Emergency Medical Evacuation $250,000 lifetime maximum
Emergency Reunion $50,000 lifetime maximum
Non-Emergency Medical Evacuation $25,000 lifetime maximum
Return of Mortal Remains $50,000 lifetime maximum
Local Burial/Cremation $5,000 lifetime maximum
Political Evacuation $50,000 lifetime maximum
Inter-facility Transportation $2,500 lifetime maximum
Natural Disaster $100 per day for five days, $5,000 lifetime maximum for evacuations
Additional Benefits Maximum Limits per Period of Coverage or if Indicated, per Lifetime
 
Terrorism $50,000 lifetime maximum. Not subject to the deductible
Accidental Death and Dismemberment $25,000 principal sum
Common Carrier Accidental Death $100,000 per adult/ $250,000 per family lifetime maximum
Trip Interruption $5,000
Lost Luggage $50 maximum per item of personal property, $250 overall maximum
Hospital Indemnity $250 per night, 30 overnights maximum
Identity Theft $500
Felonious Battery $10,000 lifetime maximum
Local Ambulance Expense $5,000
Emergency Room - Due to Accident or Illness with Inpatient Admission URC
Emergency Room - without Inpatient Admission URC. Subject to additional $250 deductible
Dental Emergency - Treatment due to Accident URC
Dental Emergency - Treatment of Unexpected Pain to Natural Teeth $100

Evacuation Plus Rider

(Non-Emergency Medical Evacuation)

This optional rider provides coverage for medical evacuations for sudden and unexpected medical conditions that are non-life-threatening, and where hospitalization is medically necessary. This rider will cover reimbursement up to a maximum of $25,000 for the transportation costs to the nearest hospital where the insured person will receive treatment to prevent further loss. The insured person may select a different Hospital in his/her Home Country at his/her option, but in such event they will be solely responsible for all costs and expenses in excess of the amounts that would have been incurred to the nearest qualified Hospital.

Disclaimer

This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.

 

Looking for a Provider?

Search our database for medical, dental and other care providers.

  • "Although one hopes never to use travel insurance, IMG was a god-send throughout our ordeal. We couldn’t have done it without your continued assistance."
    Joan D. United States
  • "I took comfort in the fact
    that IMG had my back."

    Mark K. - United States

    While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.