Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Show PlansWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for medical expenses & emergency evacuations when traveling outside of your home country.
International Health Insurance
Annually renewable coverage for expats and global citizens living or working internationally for more than one year.
Travel
Insurance
Coverage for trip interruption and cancellation, lost baggage and travel delays.
Popular Plans
Enterprise Services
We’re committed to being there for our clients' customers wherever they may be in the world, delivering superior support and assistance in times of need.
Show ServicesWhat type of organization do you represent?
Medical & Travel
Assistance
Services to support travelers in need of medical attention or that have travel assistance needs before, during, and after their trip.
Global Workers' Compensation Case Management
Case management services to manage highly complex workers’ comp cases that require detailed management by medical personnel extending beyond a hospitalization or out-patient procedure.
Security Assistance
Services
Real-time, worldwide security intelligence, advice, and other security services to help travelers avoid danger.
Insurance Administrative
Services
Insurance administrative services to manage all things related to your health care plan needs from enrollment to claim reimbursement.
Patriot America Plus
Temporary health insurance for non-U.S. residents traveling to the USA
Addresses the insurance needs of non-U.S. residents who need temporary medical insurance while traveling for business or pleasure to the United States.
The plan offers a complete package of international benefits available 24 hours a day to individuals, families, and groups of five or more travelers. The plan provides a wide range of plan maximum limits and deductible options, and it is available for a minimum of five days up to a maximum of two years.
Additionally, the plan offers excellent benefits and services to meet your global travel needs. You'll have access to international, multilingual customer service centers, claims administrators who process claims worldwide, in virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment.
For visitors looking for additional benefits and higher maximum limits, check out our premier visitor insurance plan, Patriot Platinum America.
Highlights
- COVID-19 coverage for travelers to the U.S.
- Coverage for inside the U.S.
- Short-term travel medical coverage
- Made for individuals, groups, and their dependents
- Coverage for Acute Onset of Pre-Existing Conditions*
- Freedom to seek treatment with hospital or doctor of your choice
Designed for...
Ideal for Traveling Outside of Your Home Country
 Patriot TravelAmerica |
 Most Popular
Most Popular
Patriot PlusAmerica
|
 Recommended
Recommended
Patriot PlatinumAmerica
|
|
|---|---|---|---|
| Maximum Limit | Up to $1,000,000 | Up to $1,000,000 | Up to $8,000,000 |
| Deductible | $0 to $2,000 | $0 to $2,000 | $0 to $25,000 |
| Extensions | 24 months | 24 months | 36 months |
| Emergency Medical Evacuation | $1,000,000 | $1,000,000 | Up to maximum limit |
| Coinsurance ( In Network ) | 100% | 100% | 100% |
| Coinsurance ( Out of Network ) | 80% up to $5,000 - then 100% | 80% up to $5,000 - then 100% | 90% up to $5,000 - then 100% |
| COVID-19 Coverage* | |||
| Acute Onset of Pre-Existing Conditions | |||
| Remote Transportation | |||
| Supplemental Accident | |||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
Patriot TravelInternational |
Recommended
Recommended
Patriot PlatinumInternational
|
|
|---|---|---|
| Maximum Limit | Up to $1,000,000 | Up to $8,000,000 |
| Deductible | $0 to $2,000 | $0 to $25,000 |
| Extensions | 24 months | 36 months |
| Emergency Medical Evacuation | $1,000,000 | Up to maximum limit |
| Acute Onset of Pre-Existing Conditions | ||
| Remote Transportation | ||
| Supplemental Accident | ||
|
|
All Patriot Series Plans Include...
Inpatient & Outpatient Services
- Physician Visits
- Urgent Care Clinic
- Emergency Room
- Intensive Care
Emergency Services
- Local Ambulance
- Natural Disaster Evac
- Return of Mortal Remains
- Return of Minor Children
Other Services
- Accidental Death & Dismemberment
- Dental Treatment
- Emergency Eye Exam
- Lost Luggage
- Identity Theft
- Pet Return
- Prescription Medication
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"I took comfort in the fact
that IMG had my back."
Mark K. - United StatesWhile skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.