Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Find Your PlanWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.
International Health Insurance
Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.
Travel
Insurance
Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.
Enterprise Services
Meet your duty of care obligations with confidence, knowing your travelers are safe, healthy, and connected wherever they may be in the world.
Show ServicesWhat type of organization do you represent?
Medical & Travel
Assistance
Your travelers can access 24/7 global support should they need medical attention, travel assistance, or medical transport services.
Global Workers' Compensation Case Management
Rest assured knowing you have an experienced team who is committed to reducing your costs, moving your files forward, and serving as an international resource for all your work injury claims.
Security Assistance
Services
Keep your travelers safe, no matter where they are, with real-time alerts and intelligence on safety, health, political, and other global risks.
Insurance Administrative
Services
You’ll have experts to guide you through all things related to your health care plan needs, from enrollment to claim reimbursement.
Patriot Platinum Travel Medical Insurance
Temporary first-class health insurance for individuals, families, and groups
Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.
You have enough to worry about when you're traveling. Don't let your medical coverage be an uncertainty. IMG has developed two Patriot Platinum Travel Medical Insurance plans to provide you and your family superior protection and offer a complete package of international benefits available 24 hours a day. Patriot International PlatinumSM provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S., while Patriot America PlatinumSM provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of five days up to a maximum of three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer enhanced benefits and services to meet your global travel needs. You can choose from an extensive range of deductibles and maximum limits, you have exclusive access to our Global Concierge and Assistance ServicesSM, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the UnitedHealthcare Options network.
Highlights
- COVID-19 coverage for travelers to the U.S.
- Coverages for inside and outside the U.S.
( Patriot America Platinum / Patriot International Platinum ) - Short-term travel medical coverage
- Coverage for individuals, groups, and their dependents
- Higher Limits & More Coverage than Patriot Lite Travel or Patriot Plus
- Freedom to seek treatment with hospital or doctor of your choice
Designed for...



Ideal for Traveling Outside of Your Home Country
![]() Patriot LiteAmerica |
![]() Patriot PlusAmerica |
![]() Patriot PlatinumAmerica | |
---|---|---|---|
Maximum Limit | Up to $1,000,000 | Up to $1,000,000 | Up to $8,000,000 |
Deductible | $0 to $2,500 | $0 to $2,500 | $0 to $25,000 |
Extensions | 24 months | 24 months | 36 months |
Emergency Medical Evacuation | $1,000,000 | $1,000,000 | Up to maximum limit |
Coinsurance ( In Network ) | 100% | 100% | 100% |
Coinsurance ( Out of Network ) | 80% up to $5,000 - then 100% | 80% up to $5,000 - then 100% | 90% up to $5,000 - then 100% |
COVID-19 Coverage* | |||
Acute Onset of Pre-Existing Conditions | |||
Travel Intelligence | |||
Telehealth | |||
Evacuation Plus | |||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
![]() Patriot LiteInternational |
![]() Patriot PlatinumInternational | |
---|---|---|
Maximum Limit | Up to $1,000,000 | Up to $8,000,000 |
Deductible | $0 to $2,500 | $0 to $25,000 |
Extensions | 24 months | 36 months |
Emergency Medical Evacuation | $1,000,000 | Up to maximum limit |
Coinsurance | 100% up to the maximum limit | 100% up to the maximum limit |
Incidental Emergency in the U.S. | Up to 2 weeks | Up to 2 weeks |
COVID-19 Coverage* | ||
Acute Onset of Pre-Existing Conditions | ||
Travel Intelligence | ||
Telehealth | ||
Evacuation Plus | ||
* Up to policy maximum if contracted and treatment is provided after the policy effective date

All Patriot Series Plans Include...
Inpatient & Outpatient Services
- Physician Visits
- Urgent Care Clinic
- Emergency Room
- Intensive Care
Emergency Services
- Local Ambulance
- Natural Disaster Evac
- Return of Mortal Remains
- Return of Minor Children
Other Services
- Accidental Death & Dismemberment
- Dental Treatment
- Emergency Eye Exam
- Lost Luggage
- Identity Theft
- Pet Return
- Prescription Medication