iTravelInsured Travel LX Insurance

Comprehensive plan with cancel and interruption for any reason benefits

The Travel LX plan provides the highest level of benefits for the more discerning travelers. Cancel For Any Reason and Interruption for Any Reason coverage is included at no additional cost. This plan provides coverage for most adventure activities and it is ideal for travelers going to remote and exotic locations worldwide.

With Travel LX you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted for a variety of reasons. Benefits are also provided for travel delays, baggage delays, and emergency medical treatment while you’re away from home.

Separate from these benefits, IMG can provide non-insurance emergency travel assistance, such as helping you replace lost travel documents or lost prescriptions, emergency cash transfers, and legal and medical referrals when necessary.

Highlights

  • Comprehensive plan with cancel and interruption for any reason benefit*
  • Up to $100,000 per person coverage for trip cancellation
  • Trip interruption benefit up to 150% of trip cost
  • $1,000 for travel delay
  • $1,000,000 coverage for emergency medical evacuation

Made for...

  • Vacations / Holidays
  • Visitors / Immigrants
  • Employers / Business Travelers

Coverage Information

Covered Perils
 
Emergency Sickness/Illness/Injury/DeathYes
Hijacking, Medical Quarantine, Subpoena or Jury DutyYes
Home uninhabitable due to fire, flood, burglary or Natural DisasterYes
Cancel for Work Reasons*Yes
Direct involvement in a documented traffic accident while enroute to your departureYes
Organized Labor StrikeYes
Terrorist Incident**Yes
Inclement Weather and Natural DisasterYes
Revocation of previously granted military leaveYes
Financial Default of Travel SupplierYes
Theft of passport or visa that prevents departureYes
Mandatory evacuation ordered by government authority due to adverse weather and Natural DisasterYes
Waives excluded sports/recreation activitiesYes
Hospital of ChoiceYes

*When purchased within 20 days of initial trip payment

**Additional terms and conditions apply

Additional Information
 
Maximum Trip Duration90 days
Maximum Age Insured99
Pre-Existing Condition Exclusion WaiverAvailable - if purchased within 24 hours of final trip payment
Pre-Existing Condition Review Period60 days
Premium RefundsYou may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.
Latest date plan can be purchased1 day before departure
24/7 Emergency Travel AssistanceIncluded
Minimum Trip Cost to be insured$500
Coverage TypePrimary

Disclaimer

The above is a summary of insurance benefits that are part of the policy. Please review the insurance policy for a detailed description of the terms, conditions and exclusions. Availability and benefits may change per state. If you are not satisfied for any reason with the coverage, you may submit a cancellation request and receive a full refund within 10 days from the effective date of your coverage, as long as your trip departure date has not occurred and you have not filed a claim. The policy is non-refundable after 10 days.

*The trip cancellation benefit is determined by the amount of your trip you elect to protect, up to the maximum benefit stated above.

**The trip interruption benefit is determined by the amount of trip cancellation benefit purchased. All benefits are per insured person.

Travel Assistance Services are offered by iTravelInsured and are not insurance benefits. Insurance benefits are underwritten by the United States Fire Insurance Company. Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2016.

 

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  • "Although one hopes never to use travel insurance, IMG was a god-send throughout our ordeal. We couldn’t have done it without your continued assistance."
    Joan D. United States
  • "I took comfort in the fact
    that IMG had my back."

    Mark K. - United States

    While skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.