Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Show PlansWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for medical expenses & emergency evacuations when traveling outside of your home country.
International Health Insurance
Annually renewable coverage for expats and global citizens living or working internationally for more than one year.
Travel
Insurance
Coverage for trip interruption and cancellation, lost baggage and travel delays.
Popular Plans
Enterprise Services
We’re committed to being there for our clients' customers wherever they may be in the world, delivering superior support and assistance in times of need.
Show ServicesWhat type of organization do you represent?
Medical & Travel
Assistance
Services to support travelers in need of medical attention or that have travel assistance needs before, during, and after their trip.
Global Workers' Compensation Case Management
Case management services to manage highly complex workers’ comp cases that require detailed management by medical personnel extending beyond a hospitalization or out-patient procedure.
Security Assistance
Services
Real-time, worldwide security intelligence, advice, and other security services to help travelers avoid danger.
Insurance Administrative
Services
Insurance administrative services to manage all things related to your health care plan needs from enrollment to claim reimbursement.
Patriot Platinum Travel Medical Insurance
Temporary first-class health insurance for individuals, families, and groups
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving; spelunking, whitewater kayaking, wildlife safaris, and windsurfing.
All such activities must be carried out in strict accordance with the rules, regulations, and guidelines of the applicable Governing Body or Authority of each such activity. Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Rider. A complete list of these sports activities can be found in the exclusions section of the Certificate of Insurance. Please note this is only a summary of Adventure Sports and exclusions. For additional information, please refer to the Certificate of Insurance.
| Age | Maximum Limit |
|---|---|
| Through age 49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Enhanced AD&D Rider
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. This rider is available with a minimum purchase of three months of medical and AD&D rider coverage.
Evacuation Plus Rider
This optional rider is available to insureds up to age 65. It provides coverage for medical evacuations for sudden and unexpected medical conditions that are non life-threatening, and where hospitalization is medically necessary. This rider must be purchased for a minimum purchase of three months regardless of the minimum number of days being traveled.
| Evacuation Plus Rider | |
|---|---|
| Non-Life-Threatening Medical Evaluation | Up to a maximum of $25,000 |
Chaperone/Faculty Leader Replacement Rider
Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3,000 for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader.
Disclaimer
This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are offered as described in the insurance contract. Benefits are subject to all deductibles, coinsurance, provisions, terms, conditions, limitations, and exclusions in the insurance contract. The contract does contain a pre-existing condition exclusion and does not cover losses or expenses related to a pre-existing condition.
Ideal for Traveling Outside of Your Home Country
 Patriot TravelAmerica |
 Most Popular
Most Popular
Patriot PlusAmerica
|
 Recommended
Recommended
Patriot PlatinumAmerica
|
|
|---|---|---|---|
| Maximum Limit | Up to $1,000,000 | Up to $1,000,000 | Up to $8,000,000 |
| Deductible | $0 to $2,000 | $0 to $2,000 | $0 to $25,000 |
| Extensions | 24 months | 24 months | 36 months |
| Emergency Medical Evacuation | $1,000,000 | $1,000,000 | Up to maximum limit |
| Coinsurance ( In Network ) | 100% | 100% | 100% |
| Coinsurance ( Out of Network ) | 80% up to $5,000 - then 100% | 80% up to $5,000 - then 100% | 90% up to $5,000 - then 100% |
| COVID-19 Coverage* | |||
| Acute Onset of Pre-Existing Conditions | |||
| Remote Transportation | |||
| Supplemental Accident | |||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
Patriot TravelInternational |
Recommended
Recommended
Patriot PlatinumInternational
|
|
|---|---|---|
| Maximum Limit | Up to $1,000,000 | Up to $8,000,000 |
| Deductible | $0 to $2,000 | $0 to $25,000 |
| Extensions | 24 months | 36 months |
| Emergency Medical Evacuation | $1,000,000 | Up to maximum limit |
| Acute Onset of Pre-Existing Conditions | ||
| Remote Transportation | ||
| Supplemental Accident | ||
|
|
All Patriot Series Plans Include...
Inpatient & Outpatient Services
- Physician Visits
- Urgent Care Clinic
- Emergency Room
- Intensive Care
Emergency Services
- Local Ambulance
- Natural Disaster Evac
- Return of Mortal Remains
- Return of Minor Children
Other Services
- Accidental Death & Dismemberment
- Dental Treatment
- Emergency Eye Exam
- Lost Luggage
- Identity Theft
- Pet Return
- Prescription Medication
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"I took comfort in the fact
that IMG had my back."
Mark K. - United StatesWhile skiing in Chile, Mark, an IMG member, found himself on the brink of paralysis.