Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.

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Travel Medical

Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.

International Health Insurance

Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.


Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.

Enterprise Services

Meet your duty of care obligations with confidence, knowing your travelers are safe, healthy, and connected wherever they may be in the world.

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Medical & Travel

Your travelers can access 24/7 global support should they need medical attention, travel assistance, or medical transport services.

Global Workers' Compensation Case Management

Rest assured knowing you have an experienced team who is committed to reducing your costs, moving your files forward, and serving as an international resource for all your work injury claims.

Security Assistance

Keep your travelers safe, no matter where they are, with real-time alerts and intelligence on safety, health, political, and other global risks.

Insurance Administrative

You’ll have experts to guide you through all things related to your health care plan needs, from enrollment to claim reimbursement.

IMG’s Dr. Geoff Tothill Explains The Need for Travel Medical Insurance

IMG’s chief medical officer sits down to discuss some of the health risks travelers face while traveling internationally, and the benefits of having proper protection, such as a travel medical insurance plan.

Nov 15, 2017, 14:38 PM

Why Do You Need Travel Medical Insurance?

“There’s no doubt that travelers are exposed to a whole lot of risks to their health that they would not experience at home.

They’re not necessarily related to the number of infectious diseases they could contract, or other factors intrinsic to the location that they’re going to. Often, it’s because they’re in an environment that they’re just not used to.

The classic example is of a traveler with pulmonary disease, who might go to somewhere that’s very mountainous and climb mountains, or they might go to San Francisco and simply go out for a walk and they’re challenged by climbing up hills.

And then of course, clearly, there are lots of places in the world where there is infectious disease that you wouldn’t experience at home, so travelers need to make sure they’re properly protected before they travel. If you can be vaccinated against some of these illnesses before you travel, you should make sure that you are.

These cases are all unpredictable. I mean the thing is, nobody plans to go away and get ill or get injured, so these all come out of a clear blue sky for a lot of our insureds, a lot of our members.

The sad truth is, people who travel without proper insurance, without proper cover, can suffer tremendous consequences of that. Not only might they not have access to high quality health care where they become ill, they almost certainly wouldn’t be able to afford evacuation, and ongoing care and at the end of that, repatriation.

So good insurance provides access to the best levels of care available, regionally, but also the ability for the insurer, the assistance companies, and other people, to step in and be their advocates and evacuate them from areas where they just can’t receive the right care." - IMG’s Chief Medical Officer Dr. Geoff Tothill

Still have questions? Read more about travel medical insurance or get a quote today!

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