Insurance

Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.

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Travel Medical
Insurance

Temporary coverage for medical expenses & emergency evacuations when traveling outside of your home country.

International Health Insurance

Annually renewable coverage for expats and global citizens living or working internationally for more than one year.

Travel
Insurance

Coverage for trip interruption and cancellation, lost baggage and travel delays.

Enterprise Services

We’re committed to being there for our clients' customers wherever they may be in the world, delivering superior support and assistance in times of need.

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Medical & Travel
Assistance

Services to support travelers in need of medical attention or that have travel assistance needs before, during, and after their trip.

Global Workers' Compensation Case Management

Case management services to manage highly complex workers’ comp cases that require detailed management by medical personnel extending beyond a hospitalization or out-patient procedure.

Security Assistance
Services

Real-time, worldwide security intelligence, advice, and other security services to help travelers avoid danger.

Insurance Administrative
Services

Insurance administrative services to manage all things related to your health care plan needs from enrollment to claim reimbursement.

IMG’s Dr. Geoff Tothill Explains The Need for Travel Medical Insurance

IMG’s chief medical officer sits down to discuss some of the health risks travelers face while traveling internationally, and the benefits of having proper protection, such as a travel medical insurance plan.

Nov 15, 2017, 14:38 PM

Why Do You Need Travel Medical Insurance?

“There’s no doubt that travelers are exposed to a whole lot of risks to their health that they would not experience at home.

They’re not necessarily related to the number of infectious diseases they could contract, or other factors intrinsic to the location that they’re going to. Often, it’s because they’re in an environment that they’re just not used to.

The classic example is of a traveler with pulmonary disease, who might go to somewhere that’s very mountainous and climb mountains, or they might go to San Francisco and simply go out for a walk and they’re challenged by climbing up hills.

And then of course, clearly, there are lots of places in the world where there is infectious disease that you wouldn’t experience at home, so travelers need to make sure they’re properly protected before they travel. If you can be vaccinated against some of these illnesses before you travel, you should make sure that you are.

These cases are all unpredictable. I mean the thing is, nobody plans to go away and get ill or get injured, so these all come out of a clear blue sky for a lot of our insureds, a lot of our members.

The sad truth is, people who travel without proper insurance, without proper cover, can suffer tremendous consequences of that. Not only might they not have access to high quality health care where they become ill, they almost certainly wouldn’t be able to afford evacuation, and ongoing care and at the end of that, repatriation.

So good insurance provides access to the best levels of care available, regionally, but also the ability for the insurer, the assistance companies, and other people, to step in and be their advocates and evacuate them from areas where they just can’t receive the right care." - IMG’s Chief Medical Officer Dr. Geoff Tothill

Still have questions? Read more about travel medical insurance or get a quote today!

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