Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Show PlansWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for medical expenses & emergency evacuations when traveling outside of your home country.
International Health Insurance
Annually renewable coverage for expats and global citizens living or working internationally for more than one year.
Travel
Insurance
Coverage for trip interruption and cancellation, lost baggage and travel delays.
Popular Plans
Enterprise Services
We’re committed to being there for our clients' customers wherever they may be in the world, delivering superior support and assistance in times of need.
Show ServicesWhat type of organization do you represent?
Medical & Travel
Assistance
Services to support travelers in need of medical attention or that have travel assistance needs before, during, and after their trip.
Global Workers' Compensation Case Management
Case management services to manage highly complex workers’ comp cases that require detailed management by medical personnel extending beyond a hospitalization or out-patient procedure.
Security Assistance
Services
Real-time, worldwide security intelligence, advice, and other security services to help travelers avoid danger.
Insurance Administrative
Services
Insurance administrative services to manage all things related to your health care plan needs from enrollment to claim reimbursement.
The Global Employer's Option - GEO Group
Worldwide employer-sponsored group health insurance
The Global Employer’s Optionâ„ (GEO) is a worldwide benefits program designed for groups of two or more internationally assigned employees.
In response to our global clients’ evolving needs, we have designed GEO Group, which offers a base plan, plus additional coverage options. This customizable benefits package is specially designed for multinational employers seeking Global Peace of Mind® as their employees embark on their travels.
Highlights
- Employer-sponsored group health insurance for internationally assigned employees
- Life, dental and daily indemnity coverage
- Full group takeover and replacement provision
- COBRA and HIPAA-like options
- Enhanced benefit option for U.S.-based employers
Made for...
- Employers / Business Travelers
- Expats / Global Citizens
Coverage Information
Term Life and Accidental Death and Dismemberment Insurance
- 10 or fewer GEO Group insured employees: $10,000 minimum required
- 11 or more GEO Group insured employees: Optional - No minimum required
- Guarantee Issue amounts up to $100,000
- Additional underwriting amounts up to $100,001 - $250,000
- Group Life can be issued as a flat amount (e.g. $50,000) or multiples of salary (e.g. 2 x salary)
Group Life coverage automatically offers:
- Term Life Insurance Benefit
- Accidental Death Benefit
- Dismemberment Benefit
ADEA Reduction Schedule (Age Discrimination in Employment Act of 1967)
- Less than age 65: 100% of principal amount
- Ages 65-69: 35% reduction
- Ages 70-74: 55% reduction
- Ages 75-79: 70% reduction
- Age 80+: 80% reduction
Daily Indemnity Insurance
- Benefit offers $100 for every overnight of eligible inpatient hospitalization
- Cash benefit payable directly to the insured
- $25,000 lifetime maximum benefit
- Group Life Insurance required
GEO Platinum USA Benefits Rider
This rider is available to U.S.-based employers that wish to provide enhanced benefits more in line with U.S.-style healthcare plans. The rider adds the following benefits:
- Unlimited lifetime maximum
- Coverage for preventive services at 100%
- Extends dependent coverage up to age 26 provided dependent is not eligible under any other health care plan and a full-time student
- Waives pre-existing condition limitations on children under the age of 19
Dental Insurance
Schedule of Benefits | Option 1 | Option 2 | Option 3 |
---|---|---|---|
Class I, Diagnostic, Preventive (Emergency Palliative Treatment - not subject to deductible) | 100% | 100% | 100% |
Class II, Basic Service (X-rays, oral surgery, extractions, endodontics, periodontics, anesthesia) | 80% | 80% | 80% |
Class III, Major Services (Prosthodontics (bridges, partial dentures), major restorative services (crowns, inlays)) | 50% | 50% | 50% |
Class IV Orthodontia (available to age 19 years) | 0% | 50% | 50% |
Option 1 | Option 2 | Option 3 | |
---|---|---|---|
Calendar Year Maximum per Person | $1,000 | $1,000 | $1,500 |
Individual Deductible | $50 | $50 | $50 |
Family Deductible | $150 | $150 | $150 |