Insurance Coverage for the 2018 Hurricane Season

If you find yourself traveling between June and November, it is important to consider potential severe weather situations that may affect your trip.

Sep 20, 2018, 14:37 PM

The official Atlantic hurricane season began June 1, 2018 and will not conclude until November 30, 2018. Although Hurricane Florence (first named on September 1, 2018) may be the first largely publicized hurricane of the season, several other tropical storms and hurricanes have been named, while a few have touched land.

Year to date, 16 storms have touched land in a season where the National Oceanic and Atmospheric Administration predicted a near to above average season in its annual forecast. Looking back at 2017, the NOAA predicted a 70% chance of an above average season, which brought 3 of the most costly tropical storms to the U.S. in history: Hurricanes Harvey, Irma, and Maria.

Named Storms


 AtlanticPacific
2017 1718 
2018 1018 

Should I Buy Travel Insurance?

Here are a few questions to ask yourself when determining if you should buy travel insurance to protect you during hurricane season:

  • Do you have a trip booked during the fall?
  • Do you live in an area that has experienced a hurricane?
  • Are you traveling to coastal areas of the US or to the Caribbean?
  • Are you changing planes in a city along the coast?

If the answer is “yes” to any of these questions, then consider purchasing a policy.

Benefits of Travel Insurance

For the most trip-related benefits, consider an iTravelInsured plan. A few benefits may include, but are not limited to, the following:*

  • Your prepaid and nonrefundable expenses for your trip including your early flight home.
  • If you experience a travel delay due to severe weather, you may receive reimbursement for your accommodations, local transportation, and meals.
  • If you or your travel companion’s residence is uninhabitable due to a natural disaster.
  • If there is a government mandated shutdown of the airport.
  • Missed connection benefits offer reimbursement if you miss your cruise or departure because your arrival is delayed due to weather conditions.
  • You can cancel your trip within 24 hours of your scheduled trip if your destination is under a hurricane warning issued by the NOAA (cancellation must occur more than 14 days following your policy effective date).

Learn more about iTravelInsured.

Benefits of Travel Medical Insurance

While travel medical insurance plans primarily cover your health and physical well-being while outside of your country of residence, a few helpful benefits may include, but are not limited to, the following:*

  • Reimburse costs associated with an evacuation if you must evacuate a specific location as a result of a forecasted Natural Disaster.
  • Trip interruption may provide reimbursement if you cannot continue your trip due to damage at your residence caused by a natural disaster.

Learn more about Travel Medical Insurance.

* Other benefits may also be available depending on the type of coverage purchased and the specific circumstances of the loss. Please refer to the plan for complete terms and conditions of coverage. This is a brief description of coverage provided under form series TP-210 and TP-401and is subject to the terms, conditions, limitations and exclusions of the plan. Please see the plan for complete details. Coverage may vary or may not be available in all states.

DISCLAIMER: Insurance policies described above are underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United State Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2017.

Through this website and our social media updates, we are providing content, hyperlinks and references to information and articles, some of which has been created by third parties ("third-party content"). International Medical Group, Inc. and its parents, subsidiaries and affiliates ("IMG") neither endorses nor is responsible for the accuracy or reliability of any information, statement, opinion or advice within this third-party content. It is the responsibility of every user to evaluate the accuracy, currency, completeness or usefulness of any information, statement, opinion or advice within the third-party content. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, statement, opinion, or advice within the third-party content. Any concerns regarding such third-party content should be directed to the third-party. You acknowledge that under no circumstances will IMG be liable for any loss or damage caused by reliance on this third-party content.