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Temporary coverage for accidents, sicknesses, & emergency evacuations when visiting or traveling outside of your home country.
Annually renewable international private medical insurance coverage for expats and global citizens living or working internationally.
Coverage designed to protect you from financial losses should your trip be delayed, interrupted, or cancelled.
Meet your duty of care obligations with confidence, knowing your travelers are safe, healthy, and connected wherever they may be in the world.Show Services
Your travelers can access 24/7 global support should they need medical attention, travel assistance, or medical transport services.
Rest assured knowing you have an experienced team who is committed to reducing your costs, moving your files forward, and serving as an international resource for all your work injury claims.
Keep your travelers safe, no matter where they are, with real-time alerts and intelligence on safety, health, political, and other global risks.
You’ll have experts to guide you through all things related to your health care plan needs, from enrollment to claim reimbursement.
In 2018, IMG provided international private medical insurance benefits and services to more expatriates than ever before. In total, IMG’s line of Global Medical Insurance products covered expats residing in over 200 countries across the world.
IMG’s expatriate members were most likely to reside in one of the following countries: China, United States of America, Mexico, or the Philippines.
Substantial growth was seen in the number of IMG members residing in China and it’s easy to see why. According to InterNations, expats living in China report a high satisfaction with their careers, financial situation, and the economy. The strong economy means that many career and income advancements are available, making China a hotspot for the professional global citizen. While the average expat living in China makes more money than most expats in other countries, InterNations reports that the work-life balance continues to be a struggle in China. The low end of the average work week is reported at 50 hours, and it can be as high as 80 hours.
In 2018, the majority of IMG’s expat members fell between the ages of 24 and 44, which closely aligns with data from HSBC Expat that says more than half of working expats are younger than 34 years old. Many of these young professionals relocate because of the advancements in mobile technology, opportunity for different types of work assignments, and a focus on equality and diversity.
Mobile technology is making it more possible for employees to work remotely. Companies are being forced into becoming more agile and focusing on ways to include automation to manage mobility. As companies continue to become more agile, they’re also much more flexible regarding different work and living situations. These arrangements are especially attractive to millennials, who are seeking to explore the world while also building their career.
According to Finaccord’s annual report analyzing the global expatriate market, the number of expatriates continues to grow every year and now totals well over 60 million worldwide. Finaccord predicts this trend to continue over the next three years with total expat numbers eventually approaching nearly 90 million by 2021. As millennials continue to enter the workforce, the trend in younger expats will likely continue to increase. Similarly, according to the HSBC Expat Explorer Report, the number of female expats is expected to double in 2019 compared to 2018.
If you find yourself preparing to make the leap to explore the world and live abroad, consider getting a quote for IMG’s Global Medical Insurance to protect your health while living abroad.
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