Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.

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Travel Medical

Temporary coverage for medical expenses & emergency evacuations when traveling outside of your home country.

International Health Insurance

Annually renewable coverage for expats and global citizens living or working internationally for more than one year.


Coverage for trip interruption and cancellation, lost baggage and travel delays.

Enterprise Services

We’re committed to being there for our clients' customers wherever they may be in the world, delivering superior support and assistance in times of need.

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Medical & Travel

Services to support travelers in need of medical attention or that have travel assistance needs before, during, and after their trip.

Global Workers' Compensation Case Management

Case management services to manage highly complex workers’ comp cases that require detailed management by medical personnel extending beyond a hospitalization or out-patient procedure.

Security Assistance

Real-time, worldwide security intelligence, advice, and other security services to help travelers avoid danger.

Insurance Administrative

Insurance administrative services to manage all things related to your health care plan needs from enrollment to claim reimbursement.

Top Travel Hacks to Save Money

"Travel, the only thing you can spend money on that will make you richer.” – Unknown

By Kate Ruddell | Mar 13, 2019, 14:58 PM

We’ve all come to the realization that vacations and trips cost money, but we continue to take them because they’re worth it! In fact, we wish we could travel even more than we already do, which is why it’s fine to be as cost-conscious as possible while planning your travels.

Being cost-conscious could mean anything from choosing the cheapest stateroom on a cruise, to cutting the planned tour in favor of exploring on your own. Either way, you’re a budget traveler, and we can appreciate that. To assist you with your frugal ways, we’ve compiled our top travel hacks on how to save money when planning a trip, including a few tips regarding travel insurance and how to stay on budget while also protecting your investment.

  1. Book your travel accommodations using the prepaid rate and then protect your payment with a travel protection plan. Many hotels offer the lowest possible rate through their loyalty member programs, and once you are a member, you will gain access to the prepaid rates. However, the prepaid rates generally have strict non-cancellation policies.

    By booking the prepaid rate and purchasing a travel protection plan with trip cancellation coverage, you are not only protecting your prepaid hotel expenses, but other non-refundable, prepaid expenses such as lost flight costs or guided tours. Most importantly, you’re putting the money you saved on the hotel room to good use.

  2. A 2018 airline study completed by reports that the best time to buy a domestic U.S. flight is around 70 days prior to your departure.1 For international flights, it depends on your location. For example, a trip from the U.S. to Europe is expected to hit peak pricing around 160 days prior to departure.

    There’s always the chance that you score a great flight several months in advance of your departure date, but the further out you plan, the more you’re exposing yourself to unexpected events. Try using those flight ticket savings by purchasing a travel protection plan, so if you’re planning to travel during hurricane season, you’re covered well in advance of any storms forming.

  3. Have you ever wanted to travel overseas for a football game? Or maybe you’re going to be traveling to a Rolling Stones concert. Tickets to these hot events sell out quickly and often go on sale well in advance of the event dates. By purchasing a travel protection plan, if you cannot attend the concert due to a covered reason, you may be reimbursed for your non-refundable event tickets.

  4. Only buy the accommodations and coverage you need. Consider the activities or expenditures that are going to “make or break” your trip and stick with the essentials. If you can cruise without the excursions, then maybe you can upgrade your estate room. If you haven’t invested too much money into your trip, then a travel protection plan may not be worth it. By being focused with your trip and coverage needs, you can avoid overpaying.

Read more about travel insurance or check out our popular blog, “Is Travel Insurance Worth It?”.


All discussion of travel protection plan benefits above are for informational purposes only. Should you choose to purchase a travel protection plan, limitations and exclusions will apply. You must read the actual governing documents for your plan to determine exactly what is and is not covered under the plan.

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