Simply put we form an umbrella health and benefits plan open to all current clients, which then becomes a GROUP. As you the client are now part of a larger pool of insured people, we can offer very attractive premiums (the price) and better health benefits.  It’s all about the economy of scale!

We are working with one the largest internationally placed carriers in the industry to develop this with a huge global and local network of doctors and facilities.  In short you will be covered!

Absolutely!  There will be no difference to how you are currently covered either as an individual or in a current group plan.  The BIG difference will be the level of cover we can offer and the flexibility for you to choose a plan that meets your needs both in cost and benefits, in short, it’s about providing more choices. 

Well, lets start by looking how LARGE your group is.  Let’s say you have 100 employees paying a certain premium cost.  Now imagine your group actually had 1,000 employees. Their rates would be far more competitive because of the volume and their benefit choices would also increase in terms offering more plan choices for each employee or class of employees, for example, executive cover versus work-force cover. 

No, not necessarily.  You are now no longer an individually covered person per se, but part of a larger group – so your rate and risk are DILUTED by the health of the overall group members.   HOWEVER, that brings us to one very important point.   To be a viable affiliated group there has to be a large enrolment base or at least interest for us to start developing the plans and premium rates.

Everything is done online, securely, with members enrolled and provided documentation electronically.  It’s a fast, easy, process.