Insurance
Choose the plan that meets your needs and spend more time enjoying your international experience not worrying about your insurance coverage.
Show PlansWhat type of coverage
do you need?
Travel Medical
Insurance
Temporary coverage for medical expenses & emergency evacuations when traveling outside of your home country.
International Health Insurance
Annually renewable coverage for expats and global citizens living or working internationally for more than one year.
Travel
Insurance
Coverage for trip interruption and cancellation, lost baggage and travel delays.
Popular Plans
Enterprise Services
We’re committed to being there for our clients' customers wherever they may be in the world, delivering superior support and assistance in times of need.
Show ServicesWhat type of organization do you represent?
Medical & Travel
Assistance
Services to support travelers in need of medical attention or that have travel assistance needs before, during, and after their trip.
Global Workers' Compensation Case Management
Case management services to manage highly complex workers’ comp cases that require detailed management by medical personnel extending beyond a hospitalization or out-patient procedure.
Security Assistance
Services
Real-time, worldwide security intelligence, advice, and other security services to help travelers avoid danger.
Insurance Administrative
Services
Insurance administrative services to manage all things related to your health care plan needs from enrollment to claim reimbursement.
Patriot Travel Medical Insurance
Temporary health insurance for individuals, families, and groups
Summary of Benefits
Coverage Information
Eligibility
Patriot International insurance is available for those traveling outside of the United States and Patriot America is available for non-U.S. residents whose travels include the United States. You must pay the required premium on or before the effective date of coverage and must have legally entered your destination country on the effective date. All applicants must be at least 14 days old, and cannot be HIV+, pregnant, hospitalized, or disabled on the plan effective date.
Enrollment
To apply for this plan, simply complete the online application by clicking "Get Quote". If you are applying as a family, you may include yourself, your spouse and dependents on one application. If you have dependents who are 19 and older, you must complete a separate application for those individuals. You must accurately complete all questions outlined in the application in order to be considered for coverage. If approved, you will receive a fulfillment kit, which includes an identification card, declaration of insurance and a Certificate Wording containing a complete description of benefits, exclusions and terms of the plan. You are required to notify IMG, as required by the terms of the plan, if you or any family member suffers from or is treated for any illness, injury or other medical condition between the time of your application and the issuance of the certificate. If your application is not approved, you will receive a full refund of any premium received by IMG.
Renewal and Extensions
Subject to the terms of the plan, Patriot Travel Medical Insurance can be extended for a minimum of five days up to a 365-day period, until reaching a maximum of 24 continuous months. Prior to the end of each period of coverage purchased, you will receive renewal information. You have the option to renew online or you may complete a paper renewal form. Each insured person must only satisfy one deductible and coinsurance within each 12-month period of coverage.
Ideal for Traveling Outside of Your Home Country
![]() Patriot TravelAmerica |
![]() Patriot PlusAmerica
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![]() Patriot PlatinumAmerica
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---|---|---|---|
Maximum Limit | Up to $1,000,000 | Up to $1,000,000 | Up to $8,000,000 |
Deductible | $0 to $2,000 | $0 to $2,000 | $0 to $25,000 |
Extensions | 24 months | 24 months | 36 months |
Emergency Medical Evacuation | $1,000,000 | $1,000,000 | Up to maximum limit |
Coinsurance ( In Network ) | 100% | 100% | 100% |
Coinsurance ( Out of Network ) | 80% up to $5,000 - then 100% | 80% up to $5,000 - then 100% | 90% up to $5,000 - then 100% |
COVID-19 Coverage* | |||
Acute Onset of Pre-Existing Conditions | |||
Remote Transportation | |||
Supplemental Accident | |||
* Up to policy maximum if contracted and treatment is provided after the policy effective date
![]() Patriot TravelInternational |
![]() Patriot PlatinumInternational
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Maximum Limit | Up to $1,000,000 | Up to $8,000,000 |
Deductible | $0 to $2,000 | $0 to $25,000 |
Extensions | 24 months | 36 months |
Emergency Medical Evacuation | $1,000,000 | Up to maximum limit |
Acute Onset of Pre-Existing Conditions | ||
Remote Transportation | ||
Supplemental Accident | ||
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All Patriot Series Plans Include...
Inpatient & Outpatient Services
- Physician Visits
- Urgent Care Clinic
- Emergency Room
- Intensive Care
Emergency Services
- Local Ambulance
- Natural Disaster Evac
- Return of Mortal Remains
- Return of Minor Children
Other Services
- Accidental Death & Dismemberment
- Dental Treatment
- Emergency Eye Exam
- Lost Luggage
- Identity Theft
- Pet Return
- Prescription Medication